|
|
Pelican State Credit Union designed our products with you in mind! The share draft accounts we offer give you options and financial flexibility. Here is a list of options you can choose from:
- Minimum opening deposit of $25.00 or enroll in payroll deduction
- FREE Visa debit card
- Direct deposit & payroll deduction
- FREE Bill Payer
- FREE eStatements
- Overdraft Protection
- Online check re-ordering
- FREE online banking with Pelican@Net
- Foreign currency calculator
Remember, you can get those great options with any Pelican Share Draft Account. Scroll down to find the Share Draft Account that is perfect for you!
|
 Basic Share Draft
A FREE and simple checking account that comes complete with unlimited check writing and direct deposit options. There is no monthly fee or minimum balance. Just purchase your checks and enjoy the simple life!
- FREE Visa debit card
- FREE online access
- FREE Bill Payer
- FREE check imaging
- FREE eStatements
 |
 Student Share Draft
A free starter-style checking account designed for young adults aged 13 through 25! If you are ready for financial independence, this is the account for you! You don't have to be in school to take advantage of this FREE account that provides free checks and monthly statements. If you are 18 or older, you can get a FREE Visa Debit Card!
- No monthly fee
- No minimum balance
- 1 FREE box of checks per year
- Unlimited check writing
- Overdraft Protection available
- FREE Visa debit card (ages 18 or older)
|
 Preferred Share Draft
This prestigious account was designed for members like you who enjoy the finer things in life. For only $6 a month, your checking account is loaded with perks such as:
- High dividends*
- 0.25% discount on loan interest rates
- 1 FREE box of checks per year
- $10,000 AD & D Insurance
- $35,000 Common Carrier Insurance
|
- Identity Theft Insurance
- Remedy Check Protection
- Savers Club Book
- Discounts on travelers checks, safe deposit boxes, Visa gift cards, & money orders*
|
|
 50+ Share Draft
Free Checking for Members 50 years of age or older! Here are some of the many benefits that come with 50+ Club membership:
- High dividends*
- 0.25% increase on share certificate annual percentage yield (APY)*
- 1 FREE box of checks per year
- Discounts on travelers checks, safe deposit boxes, Visa gift cards, & money orders*
|
|
|
 Health Savings Account (HSA) Share Draft
- No minimum balance required to earn dividends
- High dividends paid monthly
- No monthly service charge
- Several contribution options available
- Distributions can be used for qualified medical expenses
- Opening restrictions do apply. Member must have a high deductible health plan (HDHP) with at least a $1,100 deductible
|
 Negotiable Order Withdrawal (NOW) Share Draft
Great for charities and non-profit organizations!
- Minimum opening deposit of $100.00 or enroll in payroll deduction
- Average daily account balance of $1,000 or greater required to earn dividends
- High dividends paid monthly
- Open to individuals, non-profit organizations, government entities, and attorneys or law firms for IOLTA
|
 Business Basics Share Draft
- Minimum opening deposit of $100.00
- Tiered monthly service charges
- Unlimited check writing
- Monthly statements
- Monthly service charges waived if average daily account balance of $10,000 or greater is maintained
- FREE Business Visa debit card
- FREE Treasury tax & loan payment processing
- Loose coin counting
- Merchant services available
|
 Business Rewards Share Draft
- Minimum opening deposit of $100.00
- $15.00 monthly service charge
- Unlimited check writing
- Monthly statements
- FREE Starter Kit including endorsement stamp, 150 checks, & 50 deposit tickets
- Discounts on travelers checks, gift checks, money orders, safe deposit boxes, & Visa gift cards***
- FREE Business Visa debit card
- FREE Treasury tax & loan payment processing
- Loose coin counting
- Merchant services available
|
Got a Checking Account Somewhere Else?
It's easy to make the switch with the Pelican Switch Kit! Get all the information you need to get your current account closed and funds sent to your new Pelican Share Draft Account. Transfer as many ACHs as you want! Call 1-800-351-4877 to request a copy or click the link for the downloadable form now!
 Download the Pelican Switch Kit (requires Adobe Reader)
|
Online Check Ordering
Click here to order your checks online!
|
Overdraft Privilege
Our discretionary Overdraft PrivilegeSM (ODP) can save you money and embarrassment. This service will mean fewer returned checks or automated clearing house (ACH) transactions on your account when you make a mistake. Pelican will consider payment of your reasonable overdraft charges as long as they are under your assigned Overdraft Privilege limit (assigned according to your checking account qualifications).** Ask a representative to add this service to your Share Draft Account today!
|
|
**Overdraft Limits are set up to $1000 on accounts that meet the minimum qualifications. The Overdraft PrivilegeSM service does not constitute an actual or implied agreement between you and the Credit Union. Nor does it constitute an actual or implied obligation of or by the Credit Union. This service represents a purely discretionary courtesy or privilege that the Credit Union may provide to you from time to time and may be withdrawn or withheld by us at any time without prior notice or reason or cause. Any item that we pay that is not within your available balance but is within your allowed ODP will be assessed a courtesy pay fee of $25.00 per item. In the event that a check or ACH and its associated $25.00 per item courtesy pay fee would exceed your assigned ODP limit if applied to your account, it will be returned as Non-Sufficient Funds (NSF). NSF items will be returned as unpaid, and your account will be assessed an NSF fee of $25.00 per returned item.
*Daily average balance of $1,000.00 required on Preferred and 50+ Share Draft accounts to earn dividends. Dividends are posted monthly. 0.25% APY increase does not apply on any certificate or IRA special. Safe deposit boxes are not available at all locations. Membership required. Some restrictions apply. See representative for details.
***Safe deposit boxes are not available at all locations.
The above options are for information and advertising purposes only. Products are subject to change at any time without notification. Please contact credit union for the most current options and for more information about certain limitations on loan rate discounts and share certificate annual percentage yield (APY) increases.
|
|
|
