Under the Federal Fair Housing Act, it is illegal, on the basis of race, color, national origin, religion, sex, handicap, or familial status(having children inder the age of 18), to:
- Deny a loan for the purpose of purchasing, constructing, improving, repairing, or maintaining a dwelling, or deny any loan secured by a dwelling; or
- Discriminate in fixing the amount, interest rate, duratino, application procedures or other terms or conditions of such a loan, or in appraising property.
If you believe you have been dicriminated against, you should send a complaint to:
Assistant Secretary for Fair Housing and Equal Opportunity
Department of Housing & Urban Developement
Washington, D.C. 20410
For processing inder the Federal Fair Housing Act
and to:
National Credit Union Administration
Office of Examination and Insurance
1775 Duke Street Alexandria, VA 22314-3428
For processing under NCUA Regulations
Under the Equal Credit Opportunity Act, it is illegal to discriminate in any credit transaction:
- On the basis of race, color, national origin, religion, sex, arital status, or age,
- Because income is from public assistance, or
- Because a right exercised under the Consumer Credit Protection Act.
If you believe you have been dicriminated against, you should send a complaint to:
National Credit Union Administration
Office of Examination and Insurance
1775 Duke Street Alexandria, VA 22314-3428
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