Choice Checking
Choose Choice Checking and take complete control over your monthly statement. Wipe away your monthly fee with the simple swipe of your new Visa check card.
The more you swipe, the more you save — until you have no monthly fee whatsoever! And no matter how low your fee goes, you always enjoy full merchant rewards and comprehensive fraud protection, because convenience shouldn't come at a cost.
- Benefits
- Valuable merchant discount program
- Comprehensive fraud protection and restoration services
- Reduced monthly service fee with the following qualifications:*
- Begin each statement cycle with $6 monthly service fee
- Receive FREE eStatements to reduce fee by $1
- Further reduce fee by 25¢ per debit card purchase, until fee is eliminated
- No minimum balance requirement
- FREE online banking and bill pay
- FREE eStatements
- FREE Visa® debit card
- No minimum deposit to open
*The monthly fee for this account is $6.00. This fee may be reduced by doing the following during the Monthly Qualification Cycle: $1.00 reduction in fee for enrolling in and receiving electronic statements and $0.25 reduction in fee for each posted and cleared VISA check card purchase. Qualifying transactions must post and clear the account during the monthly qualification cycle. Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made.
- Exclusive Discounts
Get rebates up to 30% whether you're looking to buy local or in search of the nation's biggest brands. In Cenla, ArkLaTex, and throughout the Greater Baton Rouge Area, Choice Checking includes merchant rewards discounts, from your favorite neighborhood jaunts to major restaurants, stores, and more.
Rewards When and Where You Want Them
Capitalize on Choice Checking across the Bayou and beyond, so you can save wherever your travels take you — at national chains, retail establishments, even online.
And while you're at it, use your check card. Just post and clear 20 Visa check card purchases per monthly qualification cycle and you could have $0 in monthly service fees — with no decrease in your merchant rewards discounts!
- Fraud Protection
Reduce fees and risk in one fell swoop. Every new Choice Checking account at Pelican State Credit Union includes comprehensive fraud protection and restoration.
Choose Safety That Doesn't Sleep
Stop ID fraud before it starts, with 24/7 full-time monitoring on up to 6 credit or debit cards. Plus, keep your personal information safe and your accounts in your control, courtesy of real-time notifications in the event of unusual activity.
Wallet Replacement Assistance
Lose your wallet, but not your cool. We'll work with you to replace your wallet essentials, such as your driver's license, credit cards, debit cards, and medical IDs, as quickly and painlessly as possible.
Identity Restoration
We treat every Pelican State Credit Union member as one of a kind. And we like to keep it that way. If you believe your identity has been compromised, an Identity Restoration specialist will step in on your behalf to set the record straight. Save the headache, while we work with the proper authorities, administrations and agencies to restore your financial well being to its rightful state.
Enroll
To sign up for these services, visit www.myidguardonline.com at least 24 hours after you open your Choice Checking Account. Your user name is the last 6 digits of your social security number, followed by a dash, then your 5 digit zip code. (123456-12345). Your password is your date of birth. (MMDDYYYY)
