An auto loan from Pelican State CU puts you in the driver's seat at the dealership. We offer the same rate on new or used vehicles. Fast approvals on fast cars, low rates on low-riders, a painless application for your punch buggy — bring home whatever make and model makes you happy.
Apply today and get in and out of the dealership in no time flat. And most importantly, get where you need to be.
- Fast, easy approvals
- No application fee
- No pre-payment fees
- No maximum loan amount
- Flexible terms, tailored to fit your needs
- Pre-approval available for better buying power
- New and used vehicles
- Motorcycle and recreational vehicle loans available
*Membership required. APR = Annual Percentage Rate. Approval based on certain credit criteria and credit worthiness. Not everyone will qualify for rate advertised. Rate and term determined by credit worthiness, collateral and loan to value. Terms range from 0-84 months. Refinancing a loan already financed with Pelican may warrant a 1% rate increase to the qualifying rate without additional cash. If refinancing a loan currently financed by another financial institution, registration fees may apply. Collateral older than six model years may see a rate increase of 1.5%. Volunteer collateral protection products available at additional costs. Some restrictions apply. See Pelican representative for details.
- Member Protection
Our Member Protection plans keep you safe before you even buckle your seatbelt. Purchase a Pelican State CU Member Protection plan to ensure your loan stays in your best interest — so you don't wind up paying interest while you can't drive.
Vehicle Service Agreement
A Vehicle Service Agreement works just like a warranty contract to cover the cost of repairs. And when you add a Vehicle Service Agreement, you get 24/7 nationwide roadside assistance, for anytime, anywhere coverage.
Guaranteed Asset Protection
Keep moving forward, even if your vehicle is stolen or totaled beyond repair. Guaranteed Asset Protection covers the difference between your insurance settlement and the amount left on your loan or lease, up to $50,000 — including your insurance deductible up to 1,000*.
Credit Life & Credit Disability
Credit Life insurance is a tailor-made policy that matches your current loan balance at any given time. Pay off your loan in full in the event of your untimely passing, rather than stick a loved one with the bill.
Credit Disability works to pay off your loan if you can't work due to disability. There's no minimum requirement and you can try Credit Life and/or Credit Disability free for 30 days.
* $50,000 includes insurance deductible up to $1,000. Delinquent payments, late charges, refundable service warranty contracts, and other related charges not included. Deductible coverage is not available in all states.