Loans We designed our products & services with YOU in mind!
Unsecured Loans
There are many advantages to borrowing from Pelican - fast approvals, low rates, easy applications, friendly customer service and the added convenience of payroll deduction. A loan from us can help you save money. We don't charge pre-payment fees and our loans are simple interest loans, which means you only pay interest for the time you use the money.
Personal/Signature
Use an unsecured personal loan or apply for a line of credit for major purchases, bill consolidation, unexpected expenses or home improvements with terms up to 5 years. Personal Loans are sometimes called Signature Loans because they are secured by your signature.
Pay Day Loan Alternative (PDLA)
We understand that sometimes you may need cash before pay day. That’s why we offer free credit counseling to help you break the ‘Pay Day Loan Cycle.’ You could get approved for a pay day loan from $100 to $350, not to exceed 75% of your paycheck. We offer terms from 7 to 30 days, depending on your payment schedule.
Requirements:
- Employment 6 months or greater
- Reoccurring direct deposit with Pelican State CU
To take advantage of our FREE Credit Counseling, call 1-800-351-4877 option 9, ext. 161 or ext. 429. You may also send an e-mail to creditmgmt@pelicanstatecu.com .
Lines of Credit
A line of credit is revolving and is secured by a member’s signature. The credit limits range from $500 to $10,000.
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