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Construction
Construction Loans may be used on the construction of a primary residence.
Short Term Loan
$50,000 Minimum Loan Amount
If a member has a building contract with a certified builder and 15% equity at the end of construction, the maximum Loan to Value (LTV) is 85%. If a member is subcontracting the construction on the primary residence and has 20% equity at the end of construction, the maximum LTV is 80%.
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*All PSCU mortgages comply with federal and state regulations.
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