Rates
Rates effective as of 12/20/12.
Share Certificates
| Term | Dividend Rate | APY * |
|---|
| 6 Months | 0.49% | 0.49% |
| 12 Months | 0.60% | 0.60% |
| 24 Months | 1.08% | 1.09% |
| 36 Months | 1.43% | 1.44% |
| 48 Months | 1.67% | 1.68% |
Minimum opening balance $500.00. There could be a penalty imposed for early withdrawal.
Share Certificates (Jumbo)
| Term | Dividend Rate | APY * |
|---|
| 6 Months | 0.59% | 0.59% |
| 12 Months | 0.70% | 0.70% |
| 24 Months | 1.18% | 1.19% |
| 36 Months | 1.53% | 1.54% |
| 48 Months | 1.77% | 1.78% |
Minimum opening balance $10,000.00. There could be a penalty imposed for early withdrawal.
Individual Retirement Accounts (IRAs)
| Term | Dividend Rate | APY * |
|---|
| 6 Months | 0.50% | 0.50% |
| 12 Months | 0.69% | 0.69% |
| 24 Months | 1.18% | 1.19% |
| 36 Months | 1.53% | 1.53% |
| 48 Months | 1.77% | 1.77% |
Individual Retirement Accounts (IRAs) (Jumbo)
| Term | Dividend Rate | APY * |
|---|
| 6 Months | 0.60% | 0.60% |
| 12 Months | 0.79% | 0.79% |
| 24 Months | 1.28% | 1.29% |
| 36 Months | 1.63% | 1.64% |
| 48 Months | 1.87% | 1.89% |
Checking
| Account | Dividend Rate | APY * |
|---|
| Kasasa Cash | On balances up to $10,000.00 | 4.01% |
| On amount of balance over $10,000.00 | 0.50% |
| If qualifications aren't met | 0.05% |
Savings
| Account | Terms | Dividend Rate | APY * |
|---|
| Kasasa Saver | Up to $50,000.00 | 1.01% | 1.01% |
| On amount of balance over $50,000.00 | 0.50% | 0.50% |
| If qualifications aren't met | 0.05% | 0.05% |
| Regular Shares | $100.01 - $5,000.00 | 0.65% | 0.65% |
| $5,000.01 - $10,000.00 | 0.65% | 0.65% |
| $10,000.01 - $20,000.00 | 0.65% | 0.65% |
| $20,000.01 - $50,000.00 | 0.80% | 0.80% |
| $50,000.01 - $100,000.00 | 0.80% | 0.80% |
| $100,000.01 & Above | 0.80% | 0.80% |
| Freedom Shares | | 0.50% | 0.50% |
| High Yield Shares | $20,000.00 - $99,999.99 | 0.66% | 0.66% |
| $100,000.00 & Above | 0.96% | 0.96% |
| Christmas Club | | 0.50% | 0.50% |
| Vacation Club | | 0.50% | 0.50% |
| Commercial Shares | $100.00 - $1,000.00 | 0.15% | 0.15% |
| $1,000.01 - $10,000.00 | 0.24% | 0.24% |
| $10,000.01 - $50,000.00 | 0.45% | 0.45% |
| $50,000.01 & Above | 0.65% | 0.65% |
| Super Savers Shares | | 0.50% | 0.50% |
| Team Varsity Shares | | 0.50% | 0.50% |
| IRA Share | | 0.89% | 0.89% |
Consumer Loans
+Rates shown are the lowest offered by the advertised product. Applicants who are not approved at these rates may be offered a higher rate. The rate you receive will be determined by your credit history and past credit performance. Not all applicants may be approved.
++ Up to 125% Loan to Value
* APY = Annual Percentage Yield
