Home Loans as low as 2.99% APR*
In the market for a new home or looking to get a better note on your current home? Pelican is now offering loans for new home purchases and refinances for as low as 2.99% APR with as little as 3% down!
You have options! We offer 15, 20 and 30 year terms and Adjustable Rate Mortgages. First-time homebuyers and gift funds are also welcome.
Click here to apply online today.
IdentitySecure — Total Protection
Lock down your identity with IdentitySecure prevention, detection, and resolution service. IdentitySecure provides state-of-the-art monitoring service to help protect you from fraud and identity theft – available to all Pelican State CU members. Learn more...
Shop America — Cash Bank and Online Discounts
Shop at your favorite online stores at exclusive discounts — even get cash back. Shop America gives Pelican State CU members access to over 1,200 online retailers. Earn $10 or more in cash back from your purchases and cash in with a check. It's that simple. Learn more...
Enterprise Car Sales — No-haggle, Low Rates
Get no-haggle pricing to help you compare used car prices, for an easier car-buying experience. Pelican State CU works with Enterprise to offer you the lowest possible auto rates to streamline your purchase process. Learn more...
Sprint — 10% to 15% monthly discount
Save 10% to 15% on your wireless phone service with this special promotion available exclusively to credit union members. Both personal and business members are eligible for savings. Click here for details.
Home Loan Disclaimer:
*Membership required. APR = Annual Percentage Rate. Adjustable Rate Mortgages (ARM) have an interest rate tied to an index, the rate and payment will adjust periodically. Mortgage loan rate and term are based on product, Loan to Value (LTV), collateral, and credit qualifications; not everyone will qualify for the advertised rate. To qualify, LTV for homes must be 97% or lower and Manufactured Homes must have land and a LTV of 90% or lower. PMI is approved through a third party and must have a credit score of 620 or above to qualify. Rates are subject to change at any time. Traditional fees and costs associated with mortgage closing and appraisals will apply. Down payment will be required at closing. Homeowner's insurance required. Escrow for insurance and taxes may be required. See a Pelican Mortgage Representative for additional details.