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Effective June 8, 2020, the following changes have been made to our Funds Availability Policy:
  • Minimum Deposit Availability Increase: The minimum amount of deposited funds that must be available for members to withdraw by opening of business on the next day for certain check deposits is increasing from $200 to $225.
  • The following are increasing from $5,000 to $5,525:
    • New Account Check Availability: The amount of funds deposited by certain checks in a new account that's subject to next-day availability
    • Large Deposit Threshold: The threshold for using an exception to funds availability schedule if the aggregate amount of checks on any one banking day exceed the threshold amount 
    • Repeatedly Overdrawn Threshold: The dollar amount threshold for determining whether an account has been repeatedly overdrawn

Click here for our Funds Availability Policy in its entirety.