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Free Kasasa Cash

Rewards

  • Earn 4.01% APY* on balances up to $7,500
  • Earn 4.01%  to 0.74% APY on balances over $7,500 depending on balance in account*
  • Earn 0.05% APY* if qualifications aren’t met
  • Unlimited refunds on your ATM fees, nationwide*

Monthly service fee

$0

Free ATMs?

Unlimited refunds per month

Free online banking with bill pay?

Free debit card

Minimum opening deposit

$0

Free Kasasa Cash Back

Rewards

  • 4% cash back on debit card purchases*
    • No category restrictions on purchases
    • Cash back earned on up to $250 in purchases monthly
    • Earn up to $10 cash back per month
  • Unlimited refunds on your ATM fees, nationwide*

Monthly service fee

$0

Free ATMs?

Unlimited refunds per month

Free online banking with bill pay?

Free debit card

Minimum opening deposit

$0

Free Kasasa Tunes

Rewards

  • $5 every month in iTunes® or Amazon.com® downloads*
  • $25 in downloads at signup*
  • Unlimited refunds on your ATM fees, nationwide*

Monthly service fee

$0

Free ATMs?

Unlimited refunds per month

Free online banking with bill pay?

Free debit card

Minimum opening deposit

$0
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Kasasa Cash Disclosure:
*APY = Annual Percentage Yield. APYs accurate as of 5/1/2015. Rates may change after account is opened. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) ATM fees (up to $4.99 per single transaction) incurred during qualification cycle will be reimbursed and credited to account by the second business day following the end on the last day of the statement cycle; (2) balances up to $7,500 receive APY up to 4.01%; and (3) balances over $7,500 earn 0.50% dividends on the portion of the balance over $7,500, resulting in an APY range up to 4.01% - 0.74% APY depending on the balance maintained, assuming a maximum $100,000 in 2nd tier. If qualifications are not met on Kasasa Cash, all balances earn 0.05% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count toward qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. ATM receipt must be presented for reimbursement of ATM fees of $5.00 or higher within 30 days after the statement cycle where the reimbursement was applicable in order to receive a refund. The advertised Kasasa Cash APY is based on compounding dividends. If member has a Kasasa Saver account, dividends earned on Kasasa Cash balances are automatically transferred to Kasasa Saver each statement cycle and do not compound. Actual dividends paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. Transfers between accounts do not count as qualifying transactions. Pelican reserves the right to restrict the number of Kasasa accounts per member.
Kasasa Cash Back Disclosure:
*No dividends are paid on this account; however, you may qualify for ATM fee reimbursements if you meet all of the minimum service requirements during the qualification periods. The minimum service requirements include: 1) making 15 debit card point-of-sale purchases (ATM transactions do not qualify) that are cleared and posted to your account during the qualification period; 2) having direct deposit, ACH debit or credit or Bill Pay transaction posted to your Kasasa Cash back account; 3) accessing online banking once during qualification period; and 4) receiving your monthly statement electronically. If you meet all minimum service requirements during the qualification period, all ATM fees (up to $4.99 per single transaction) will be refunded by the second business day following the end of the last day of the statement cycle. ATM receipt must be presented for reimbursement of ATM fees of $5.00 or higher within 30 days after the statement cycle where the reimbursement was applicable in order to receive a refund. Purchases up to $250.00 will receive 4.00% cash back with a maximum of $10.00 per statement cycle. The qualification period is defined as a period beginning on the last day of the prior calendar month and ending on the next-to-last day of the calendar month.
Kasasa Tunes Disclosure:
*You will be refunded up to $25 for iTunes® and/or Amazon.com® purchases that post to and settle account during the first 60 days after you open account. Refunds will be credited to account by the second business day following the end on the last day of statement cycle in which refundable purchases were made. In addition, each qualification cycle, earn up to $5 in refunds of iTunes and/or Amazon.com purchases if qualifications are met during previous monthly qualification cycle. Purchases must be made with debit card associated with your Kasasa Tunes account. Qualifying transactions must post to and settle the account during monthly qualification cycle. Transactions may take one or more banking days from date transaction was made to post to and clear account. ATM fees (up to $4.99 per single transaction) incurred during qualification cycle will be reimbursed and credited to account by second business day following the end on the last day of statement cycle. ATM receipt must be presented for reimbursement of ATM fees of $5.00 or higher within 30 days after the statement cycle where the reimbursement was applicable in order to receive a refund. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed if qualifications are met within monthly qualification cycle. iTunes is a registered trademark of Apple, Inc. and Amazon.com is a registered trademark of Amazon Inc. Apple Inc. and Amazon Inc. are not participants in or sponsors of this program.