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Open a share account to enjoy full membership at Pelican State Credit Union—plus enjoy high, tiered dividends and free, convenient services.

A credit union share account is just like a savings account, but with high-earning dividends. Our accounts give you more than a place to save—you get a place at the table. Join our financial family today for as little as $10!

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What's the difference between a Primary and a Regular Share?

Primary and Regular Shares are essentially the same account with just a few simple differences:

Primary Share Regular Share
Represents your ownership of the credit union and is required to have a membership at Pelican. One per member. An extra savings account. Open multiple Regular Shares in addition to your Primary Share to track all of your savings goals separately.
Requirements: Starts at a $10 minimum opening deposit ($5 membership fee + $5 minimum account balance) Requirements: Having a Primary Share

Benefits (the same for both accounts):
- Up to 0.90% APY*
- No monthly service fee
- Tiered dividends paid quarterly on balances of $100.1 and above
- 3 free withdrawals per month ($5 per withdrawal thereafter)

*Pelican State CU membership required. If you are not a Pelican member, you must be eligible to open a Primary Share account with Pelican to become one. The deposit to open a Primary Share account starts at a minimum of $10 ($5 to join + $5 minimum balance). APY = Annual Percentage Yield. Rates and account features are subject to change at any time. Advertised APY of 0.90% is highest for Regular Share accounts and applies to accounts with balances of $20,000.01 and above. Share with balances of $100.01 - $20,000 earn 0.75% APY. Primary and Regular Share account dividends are paid quarterly on balances of $100.01 and above. Dividends are forfeited if account is closed prior to dividend payment. Primary and Regular Share accounts allow 3 free withdrawals per month; a fee of $5 will be charged on each additional withdrawal. Pelican reserves the right to limit the number of accounts allowed per member, joint or individually. Other account transfer and withdrawal limitations may apply. Federally insured by NCUA.