Rates

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Rates effective as of 10/8/2015. APY=Annual Percentage Yield.

Kasasa Cash*

Balance APY
On balances up to $7,500.00 4.01%
On balances over $7,500.00 4.01% to 0.74%
All balances if qualifications not met 0.05%

Kasasa Cash Qualifications — Complete the following transactions and activities each monthly qualification cycle: Be enrolled and receive FREE eStatement notice, be enrolled and log into online banking, have at least 15 check card purchases post and settle, and have at least 1 direct deposit, online bill payment, or automatic payment (ACH) post and settle.

Kasasa Saver*

Balance Dividend Rate APY
Up to $50,000.00 1.01% 1.01%
On balances over $50,000.00 0.50% 1.01% to 0.55%
Qualifications not met 0.05% 0.05%

Kasasa Saver Qualifications — Complete the following transactions and activities each monthly qualification cycle in Kasasa Cash: Be enrolled and receive FREE eStatement notice, be enrolled and log into online banking, have at least 15 check card purchases post and settle, and have at least 1 direct deposit, online bill payment, or automatic payment (ACH) post and settle.

Share Certificates

TermDividend RateAPY
6 Months 0.85% 0.85%
12 Months 0.95% 0.95%
24 Months 1.26% 1.27%
36 Months 1.66% 1.67%
48 Months 2.17% 2.19%
60 Months 2.35% 2.38%

Minimum opening balance $500.00. There could be a penalty imposed for early withdrawal.

Share Certificates (Jumbo)

TermDividend RateAPY
6 Months 0.85% 0.85%
12 Months 0.95% 0.95%
24 Months 1.26% 1.27%
36 Months 1.66% 1.67%
48 Months 2.17% 2.19%
60 Months 2.35% 2.38%

Minimum opening balance $10,000.00. There could be a penalty imposed for early withdrawal.

Individual Retirement Accounts (IRAs)

TermDividend RateAPY
6 Months 0.50% 0.50%
12 Months 0.69% 0.69%
24 Months 1.18% 1.19%
36 Months 1.53% 1.54%
48 Months 1.77% 1.78%

Minimum opening balance $1,000.00. There could be a penalty imposed for early withdrawal.

Individual Retirement Accounts (IRAs) (Jumbo)

TermDividend RateAPY
6 Months 0.60% 0.60%
12 Months 0.79% 0.79%
24 Months 1.28% 1.29%
36 Months 1.63% 1.64%
48 Months 1.87% 1.89%

Minimum opening balance $10,000.00. There could be a penalty imposed for early withdrawal.

Regular Shares

TermsDividend RateAPY
$100.01 - $5,000.00 0.55% 0.55%
$5,000.01 - $10,000.00 0.55% 0.55%
$10,000.01 - $20,000.00 0.55% 0.55%
$20,000.01 - $50,000.00 0.70% 0.70%
$50,000.01 - $100,000.00 0.70% 0.70%
$100,000.01 & Above 0.70% 0.70%

Savings

AccountDividend RateAPY
Freedom Shares 0.25% 0.25%
Christmas Club 0.25% 0.25%
Vacation Club 0.25% 0.25%
Team Pelican 0.25% 0.25%
IRA Share 0.89% 0.89%

High Yield Shares

TermsDividend RateAPY
$20,000.00 - $99,999.99 0.50% 0.50%
$100,000.00 & Above 0.70% 0.70%

Business Shares

TermsDividend RateAPY
$100.00 - $1,000.00 0.15% 0.15%
$1,000.01 - $10,000.00 0.20% 0.20%
$10,000.01 - $50,000.00 0.25% 0.25%
$50,000.01 & Above 0.30% 0.30%

Consumer Loans

Consumer Loan Type Terms Monthly Payment Per $1,000 Borrowed (Maximum Term) Annual Percentage Rates As Low As+
New/Used Auto and Motorcycle 0 - 84 Months $12.88 2.24%
Other Secured 24 - 144 Months $8.78 4.04%
Personal/Signature 0 - 60 Months $19.81 6.99%

+Rates shown are the lowest offered by the advertised product. Applicants who are not approved at these rates may be offered a higher rate. The rate you receive will be determined by your credit history and past credit performance. Not all applicants may be approved. 
++ Up to 125% Loan to Value