For Your Information
Flat Fee Mortgage Program
Now is the perfect time to buy a new home or to refinance your current mortgage to a lower rate.
Pelican now offers a Flat Fee Mortgage Program! Instead of the typical 1% origination fee that most financial institutions charge, we only ask for a flat fee of $995!*
Save thousands of dollars in closing costs with Pelican’s flat fee!
For more information about this program, please email firstname.lastname@example.org or call 1-800-351-4877 ext. 4511.
Enterprise Car Sales — No-haggle, Low Rates
Get no-haggle pricing to help you compare used car prices, for an easier car-buying experience. Pelican State CU works with Enterprise to offer you the lowest possible auto rates to streamline your purchase process. Learn more...
Shop America — Cash Bank and Online Discounts
Shop at your favorite online stores at exclusive discounts — even get cash back. Shop America gives Pelican State CU members access to over 1,200 online retailers. Earn $10 or more in cash back from your purchases and cash in with a check. It's that simple. Learn more...
Sprint — 10% to 15% monthly discount
Save 10% to 15% on your wireless phone service with this special promotion available exclusively to credit union members. Both personal and business members are eligible for savings. Click here for details.
Flat Fee Mortgage Program: Pelican State CU membership is required. The flat fee is non-refundable and payable upon closing. Home Equity Loans and HELOCs are excluded from the flat fee program. The flat fee covers expenses owed to Pelican State CU. Applicants are responsible for any fees not imposed by the credit union such as titles, appraisals, survey costs, applicant attorney fees and all settlement items between applicant as buyer and seller for the purchase of the applicant’s home. Applicant must use Pelican State CU's designated title insurance company and the owner’s policy is limited to an amount equal to the amount of the mortgage loan. Approved refinance and new purchase applicants will be responsible for funding interim interest and an escrow account for property taxes and insurance. All applicants with an LTV over 85% will require Private Mortgage Insurance (PMI), which is funded by the applicant. Mortgage loan rate and term are based on product, Loan to Value (LTV), collateral and credit qualifications; not everyone will qualify for the advertised rate and fee. Homeowner's insurance required. Escrow for insurance and taxes may be required. See a Pelican Mortgage Representative for additional details.