Understanding that business needs are unique, the Small Business Administration (SBA) loan programs are available so that you have access to a variety of loan options, competitive pricing, and often faster processing. These loans are government-guaranteed and help businesses start, expand and prosper. They are known for their flexibility in loan structure, variety of proceed uses and availability of funds.
The maximum loan amount is $5 million gross with up to 25 years maturity for real estate and 5 - 10 years for working capital, machinery and equipment loans.
- Long-term financing
- Improved cash flow
- Fixed maturity
- No balloon demands
- No prepayment penalties (under 15 years)