• Available for start-up businesses, as well as purchasing and refinancing existing businesses
• Government-assisted help for businesses that might otherwise have difficulty getting approved
• Special financing for qualifying businesses
• Competitive rates for a wide range of business needs:
• Commercial real estate purchase
• Construction
• Business acquisition or expansion
• Equipment/inventory purchase
• Working capital
• And more
• A wide range of lending options available
• Generally lower down payments and extended terms
• Additional considerations taken when deciding maturity*
• Personalized service that aligns our offerings with your needs

Understanding that business needs are unique, the Small Business Administration (SBA) loan programs are available so that you have access to a variety of loan options, competitive pricing, and often faster processing. These loans are government-guaranteed and help businesses start, expand and prosper. They are known for their flexibility in loan structure, variety of proceed uses and availability of funds.

The maximum loan amount is $5 million gross with up to 25 years maturity for real estate and 5 - 10 years for working capital, machinery and equipment loans.

Benefits:

• Long-term financing
• Improved cash flow
• Fixed maturity
• No balloon demands
• No prepayment penalties (under 15 years)