Mobile Home without Land Loans

Mobile Home Loans - Pelican Stock.jpg

Get a place you can call home without breaking the bank — an easy application process and local decision-making mean you’ll get an answer fast.

New or used, single or doublewide, a mobile home is a practical place to call your own. And because no two members' needs are the same, Pelican State Credit Union can help you afford a home of any shape or size. A mobile home without land loan assists you in financing a mobile home, complete with all proper utilities and improvements.

New or Used Mobile Homes*
  • Mobile Home Loans without land up to $49,999
  • Rates as low as 7.50%
  • Loan terms up to 12 years (144 months) available
  • Flat $525 origination fee
  • Plus, we finance up to 100% LTV!

All Pelican State Credit Union mortgages comply with federal and state regulations.

*Pelican State CU membership eligibility required. APR = Annual Percentage Rate. Approval based on certain credit criteria and credit worthiness. Not everyone will qualify for rate advertised. Rate and term determined by credit worthiness, collateral and loan to value. Terms range from 24 to 144 months. Refinancing a loan already financed with Pelican may warrant a 1% rate increase to the qualifying rate without additional cash. If refinancing a loan currently financed by another financial institution, registration fees may apply. Collateral older than six model years may see a rate increase of 1.5%. Volunteer collateral protection products available at additional costs. Some restrictions apply. See a Pelican representative for additional details.