Notes on Balance Transfers

  • You must have a Pelican State Credit Union Visa credit card account to use this form.
  • Balance transfers cannot be used to pay any loan, line-of-credit or credit card account presently maintained by Pelican State CU.
  • Balance transfers are subject to your existing credit limit. No single balance can be greater than $20,000.
  • Pelican reserves the right to decline any balance transfer request including duplicate balance transfer requests.
  • Upon approval of your request, it may take up to 3 weeks for your creditors to post a balance transfer. To prevent any delinquencies, you should continue to carefully monitor your creditor statements and make all necessary payments until the transfer is complete.
  • Requesting a complete balance transfer is no guarantee that interest or other charges will not accrue on your other accounts. Please pay close attention to all account balances, especially if you expect them to be zeroed.
  • If by transferring the balance to Pelican State CU you wish to close the other card, contact the number on the back of the card and request the account closed. Please note that closing a line of credit can potentially impact your credit score. If you have questions, one of our Nationally Certified Credit Counselors can help!
  • Balance transfers will show up on your other creditor statements as a payment and on your Pelican State CU credit card statement as a loan add-on or disbursement.
  • Balance transfers are not eligible to earn reward points
  • Verification may be required.
  • OK Name is required
  • OK Member Number is required
  • OK Last 4 Digits of Your Pelican State CU Credit Card Number is required
  • OK Address is required
  • OK City, State, Zip is required
  • OK Phone is required
  • OK E-mail is required

  • Date

    OK Date is required

    • Please pay off the balances of the following accounts:

  • How many creditors?

    OK How many creditors? is required

Creditor 1

  • OK Creditor is required
  • OK Creditor Phone Number is required
  • OK Remit to Address is required
  • OK Account # is required
  • OK $ Amount is required

Creditor 2

  • OK Creditor is required
  • OK Creditor Phone Number is required
  • OK Remit to Address is required
  • OK Account # is required
  • OK $ Amount is required

Creditor 3

  • OK Creditor is required
  • OK Creditor Phone Number is required
  • OK Remit to Address is required
  • OK Account # is required
  • OK $ Amount is required

Creditor 4

  • OK Creditor is required
  • OK Creditor Phone Number is required
  • OK Remit to Address is required
  • OK Account # is required
  • OK $ Amount is required

Creditor 5

  • OK Creditor is required
  • OK Creditor Phone Number is required
  • OK Remit to Address is required
  • OK Account # is required
  • OK $ Amount is required

    By completing this form I authorize Pelican State Credit Union to pay the designated amount toward the balance of the creditor accounts listed. I understand that account transfers will be calculated at the purchase rate. Finances charges will be applied from the day the balance is transferred to my Pelican State Visa Credit Card. I understand Pelican State CU is not responsible for any late fee incurred if payment is not received by due date. I understand that I will be responsible for any remaining balance if the amount designated below is insufficient to pay off the balance on the account. I understand that I am responsible for continuing to make my required monthly payments to these creditors until I can confirm these transfers have been successfully processed.

    Click here to view rates and disclosures for Visa cards.

    OK I have read and accept the terms of the Visa Disclosures. is required
  • OK Security Code is required

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