We have emergency assistance available to help you!

- Emergency loans with payments under $100*
- Home equity loans with financing up to 100%
- Small business loans and credit cards
- One-on-one assistance with resources and budget



Disaster Relief Loans

Whether you need to cover immediate expenses or repair damages, our loan is designed to help you through this difficult time. We're here to provide assistance through our Disaster Relief Loan, offering affordable monthly payments under $100:

  • $1,000 loan for 12 months at 13.07% APR*
  • $2,000 loan for 24 months at 12.24% APR*
  • $3,000 loan for 36 months at 12.19% APR*
*Please select "Destination: Staycation" as the loan product when filling out the application online. 
Resources for Disaster Assistance
All of our branches are open and ready to serve you, and we have: 

  • Emergency loans with payments under $100* In the aftermath of the recent weather disasters, we understand the challenges you may be currently facing. Whether you need to cover immediate expenses, repair damages, or rebuild your livelihood, our loan is designed to help you through this difficult time. We're offering loan payments under $100 for those in need, with term options of:
    - $1,000 loan for 12 months at 13.07% APR*
    - $2,000 loan for 24 months at 12.24% APR*
    - $3,000 loan for 36 months at 12.19% APR*
    -     Higher loan amounts are available for those who qualify 

    Apply Now

  • Home equity loans with financing up to 100%
    Take advantage of lower interest rates and let your home's value work for you during this time with a home equity loan. Use the funds for anything you might need, with the benefit of fixed rates and up to 100% financing!

    Apply Now

  • Small business loans and credit cards
    Unfortunately, disasters can impact your business' finances just as much as your personal financial situation. We're here to support your business with the help of small business loans and business credit cards to get you through the recent storms' impact. 

    Apply for a Small Business Loan

    Apply for a Business Credit Card

  • One-on-one assistance with resources and budgeting
    After a disaster, it can be difficult to sit down and figure out how to begin rebuilding your life, including your finances. Our Nationally Certified Credit Counselors are here to help you create a plan to manage your finances after a disaster for FREE. 

    Schedule an Appointment Today

Use 211 to find shelter information and more!

211 connects you to information about critical health and human services and resources available in your community. From needs like shelter, clothing, and food to other needs like financial assistance, 211 is a way to find support. Access 211 any day, anytime by dialing 211 or texting your ZIP code to 898-211.

To access 211 resources online through United Way, visit:




Louisiana has several agencies that deal with different groups of people who are disabled or have access and functional needs. To learn more, visit the Department of Health and Hospitals online, the Louisiana Assistive Technology Access Network online, or call (225) 342-9500. 

You can visit the Louisiana Directory of Mental Health Services online by clicking here.

For children and youth services, call the State Health Department at (225) 342-9500 or visit the Children's Special Health Services website. 

FEMA offers advice on coping with a disaster—click here to learn more.

If you're looking for gas for your vehicles or generator, you can use the GasBuddy app for iOS and Android. Their map feature will show you locations with gas near you.

Contact a Credit Counselor
Do you have a question about finances or budgeting and want to get an answer? Contact our credit counselors to schedule a call.

Help Your Kids with Post-Disaster Depression
Disasters like major floods and hurricanes can have a severe impact on our children. In our blog post, we interview a Pelican member and local Licensed Professional Counselor on ways caregivers can help their children that suffer from depression after a disaster. Click here to read more.

Learn Tips for Car Shopping After a Flood
When you're in a flood-affected area, there's a lot to consider when purchasing a car. Use these tips to shop safely and find the right car for your needs. Click here to read more.

Choose the Right Contractor Carefully
After a disaster, it can be difficult to sit down and figure out exactly what to do when you need to rebuild. In our blog post, we cover items to check when choosing the right contractor for you. Click here to read more.










*Pelican State CU membership required to close a loan with Pelican. If you are not a Pelican member, you must be eligible to open a Primary Share account with Pelican to become one. The deposit to open a Primary Share account starts at a minimum of $10 ($5 to join + $5 minimum balance). APR = Annual Percentage Rate. Offer conditions are $1,000 financed for 12 months, $2,000 financed for 24 months, or $3,000 financed for 36 months. A $15 pre-paid finance charge will apply to each loan. Loan amount and term cannot be altered—if altered, member will not qualify for special interest rate. If a member qualifies for interest rate lower than the offered rate, then the lower rate will be applied to the loan. For this unsecured loan, financing at 12.19% APR equals an estimated $99.92 monthly payment for 36 months per $3,015 borrowed. Estimated payment may vary if credit protection products are added to loan. Offer valid beginning April 1, 2024, and is subject to change or end at any time. Loan approval based on certain credit criteria and credit worthiness. Not everyone will qualify. First payment will be due no more than 45 days after loan is funded. Offer valid for unsecured loans only and cannot be combined with any other offer.  Larger loan amounts are available for members who qualify. Other restrictions apply. See a Pelican representative for details.