Make car buying easy by getting a competitive-rate, flexible-term auto loan from Pelican State CU — the hardest part will be choosing the color.
An auto loan from Pelican State CU puts you in the driver's seat at the dealership. We offer the same rate on new or used vehicles. Fast approvals on fast cars, low rates on low-riders, a painless application for your punch buggy — bring home whatever make and model makes you happy. Apply today and get in and out of the dealership in no time flat. And most importantly, get where you need to be.
- Fast, easy approvals
- No application fee
- No pre-payment fees
- No maximum loan amount
- Flexible terms, tailored to fit your needs
- Pre-approval available for better buying power
- New and used vehicles
- Motorcycle and recreational vehicle loans available
*Applicant will be charged $5.00 for any loan application that is denied, withdrawn or expired.
Membership required. APR = Annual Percentage Rate. Approval based on certain credit criteria and credit worthiness. Not everyone will qualify for rate advertised. Rate and term determined by credit worthiness, collateral and loan to value. Terms range from 0-84 months. Refinancing a loan already financed with Pelican may warrant a 1% rate increase to the qualifying rate without additional cash. If refinancing a loan currently financed by another financial institution, registration fees may apply. Collateral older than six model years may see a rate increase of 1.5%. Volunteer collateral protection products available at additional costs. Some restrictions apply. See Pelican representative for details.
- Enterprise 1% Discount
Member Exclusive Offer
Get no-haggle pricing to help you compare used car prices, for an easier car-buying experience. Pelican works with Enterprise to offer you the lowest possible auto rates to streamline your purchase process.
- Get 1% APR off of your lowest qualifying rate!*
- Enterprise only sells certified used vehicles.
- Every Enterprise used car has passed a rigorous 109-point inspection performed by an ASE-Certified technician.
Click here to view Enterprise's inventory.
*Enterprise: APR = Annual Percentage Rate. Receive 1.00% off qualifying rate on vehicles purchased through Enterprise Car Sales and financed with Pelican State Credit Union. Discount cannot go below our A+ rate. Current rate will vary based on credit worthiness and terms. Financing for qualified Pelican State Credit Union members. Not all borrowers will qualify. Offer valid on Enterprise Car Sales vehicles purchased from 1/1/17 – 12/31/17. This offer cannot be combined with any other offer. Used vehicles were previously part of Enterprise short-term rental and/or lease fleet or purchased by Enterprise from other sources including auto auctions, with previous use possibly short term rental, lease or other. *Limited Warranty begins on the vehicle purchase date and extends for 12 months or 12,000 miles, whichever comes first. Restrictions apply. For details, see an Enterprise Car Sales Manager. **Enterprise 12-Month Unlimited Mileage Roadside Assistance Package is provided by the American Automobile Association (AAA) and its affiliated clubs in the United States and Canada. ***For a period of seven days after the date of delivery or 1,000 miles beyond the odometer reading at delivery, whichever comes first, the vehicle may be returned for the exact price originally paid minus a $200 documentation and cleaning fee (as allowed by law). Restrictions apply. For details, see an Enterprise Car Sales Manager. The “e” logo, Enterprise, “The Perfect Used Car Package” and “Haggle-free buying. Worry-free ownership.” are trademarks of Enterprise Holdings, Inc. All other trademarks are the property of their respective owners.
- Member Protection
Our Member Protection plans keep you safe before you even buckle your seatbelt. Purchase a Pelican State CU Member Protection plan to ensure your loan stays in your best interest — so you don't wind up paying interest while you can't drive.
Vehicle Service Agreement
A Vehicle Service Agreement works just like a warranty contract to cover the cost of repairs. And when you add a Vehicle Service Agreement, you get 24/7 nationwide roadside assistance, for anytime, anywhere coverage.
Guaranteed Asset Protection
Keep moving forward, even if your vehicle is stolen or totaled beyond repair. Guaranteed Asset Protection covers the difference between your insurance settlement and the amount left on your loan or lease, up to $50,000 — including your insurance deductible up to 1,000*.
Credit Life & Credit Disability
Credit Life insurance is a tailor-made policy that matches your current loan balance at any given time. Pay off your loan in full in the event of your untimely passing, rather than stick a loved one with the bill.
Credit Disability works to pay off your loan if you can't work due to disability. There's no minimum requirement and you can try Credit Life and/or Credit Disability free for 30 days.
*$50,000 includes insurance deductible up to $1,000. Delinquent payments, late charges, refundable service warranty contracts, and other related charges not included. Deductible coverage is not available in all states.
TruStage® Auto Insurance Program
Working with carefully selected auto insurance companies, the TruStage Auto Insurance Program can provide discounted rates for credit union members, online services and 24/7 claims service.
If you haven't compared auto insurance lately, it's a great time to take a look. Your credit union membership could result in some nice savings.
Visit the TruStage website or call 1-855-483-2149.
*TruStage® Auto Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.
- Mechanical Breakdown Coverage
Protect your vehicle for the road ahead
Even the most reliable vehicle can develop a mechanical problem. AssureGuard mechanical breakdown coverage is designed exclusively for credit union members to provide the protection and peace of mind you need.
Benefits & Features
- Coverage levels, terms and deductible options to fit your need and budget
- 24-hour emergency roadside assistance, rental car and trip interruption allowance
- Consequential damage, emissions, wear & tear and hybrid vehicle coverage
- Optional luxury electronics, lifted vehicle and commercial vehicle coverage available
- Nationwide protection
- Up to 8 years/125,000 mile coverage
Plus, there's no waiting period – your coverage is effective day 1!
Find out how you can benefit from AssureGuard's comprehensive coverage. Visit or call your local branch today.