Savings Accounts to Fit Your Goals


Check out our savings accounts below and how they can best fit your financial goals!
Regular Shares
  • Up to 1.02% APY1 (on balances over $100,000.01)
  • Tiered dividends paid quarterly on balances of $100.1 and above
  • Up to 3 fee-free withdrawals a month
  • Open multiple accounts to track all of your savings goals separately
Kasasa Saver

  • Link to your Kasasa Cash or Kasasa Cash Back account for automatic savings
  • Up to 2.25% APY on balances up to $100,0002
  • 1.30% APY on the portion of your balance over $100,000
  • 0.05% APY if qualifications aren't met
  • No monthly service fee
Team Pelican Youth Savings

  • Up to 1.00% APY
  • For ages 17 and under
  • Get paid for good grades3
  • Learn how to save from an early age
  • No monthly service fee
  • Dividends paid on the entire balance; credited quarterly
Freedom Shares
  • Up to 0.25% APY
  • Quarterly dividends paid on balances over $1,0004
  • No minimum opening deposit or minimum balance requirement 
  • Up to 3 fee-free withdrawals a month
Vacation Shares
  • Up to 0.25% APY
  • Save for vacation separately from your regular savings
  • Set up automatic transfers to help save
  • No minimum balance to earn dividends
  • Up to 3 fee-free withdrawals a month 
Christmas Club
  • Up to 0.25% APY
  • No minimum opening deposit or minimum balance requirement
  • Save little by little throughout the year
  • Funds disbursed first week of November
  • Penalty on earnings for early withdrawals5































Open a share account to enjoy full membership at Pelican State Credit Union—plus enjoy high, tiered dividends and free, convenient services.


A credit union share account is just like a savings account, but with high-earning dividends. Our accounts give you more than a place to save—you get a place at the table. Join our financial family today for as little as $10!

What's the difference between a Primary and a Regular Share?

Primary and Regular Shares are essentially the same savings account with just a few simple differences:

A Primary Share represents your ownership of the credit union and is required to have a membership at Pelican. Only one primary share per member. Requirements start at a $10 minimum opening deposit ($5 membership fee + $5 minimum account balance). 

A Regular Share is an extra savings account that you can have multiples of in addition to your Primary Share to track all of your savings goals separately. The only requirement is that you must first have a Primary Share.

Benefits (the same for both accounts):

  • Up to 0.45% APY1
  • No monthly service fee
  • Tiered dividends paid quarterly on balances of $100.1 and above
  • 3 free withdrawals per month ($5 per withdrawal thereafter)
Link your checking and savings to start saving automatically!
 

All ATM fee reimbursements and rewards earned in your Kasasa Cash or Cash Back account will be automatically deposited into your Kasasa Saver account to help you save each month.

To earn your Checking and Saver rewards, complete these simple tasks in your checking account each monthly qualification cycle.

  • Be enrolled and receive FREE eStatement notice
  • Be enrolled and log into MyPelican
  • Have at least 15 debit card purchases post and settle
  • Have at least 1 direct deposit, online bill payment, or automatic payment (ACH) post and settle

Miss a month? You still save and you can try again the next month!

Look under "Bundles" when you apply to find Kasasa Saver!

Apply for Kasasa Saver

Get on the right path to financial success early—this free account is available exclusively to our youngest members, ages 17 and under.

Pelican State Credit Union's Team Pelican youth account gives our community's most impressionable members the right impression when it comes to managing money. Members 17 and under are exclusively eligible for this savings account that pays quarterly dividends.

BENEFITS
  • For ages 17 and under
  • Dividends paid on entire balance; credited quarterly
  • Get paid for good grades5
  • No monthly service fee
  • Learn how to save from an early age
  • Automatically converts to a regular savings account on 18th birthday
  • Open in conjunction with a Teen Checking Account

Open a Team Pelican Account

For kid-focused financial wellness resources such as videos, blog posts, and activity sheets, visit our For Kids page! It's full of fun for both parents and their kids as they begin their financial path with Petey the Pelican!

Visit For Kids Page

Choose a free savings account that pays a low, quarterly dividend on balances over $1,000.


Keep your cash right where it belongs — in your savings account! There is no minimum balance to maintain your free account.

BENEFITS
  • Quarterly dividends paid on balances over $1,0002
  • No monthly service fee
  • No minimum opening deposit or minimum balance requirement
  • Three free withdrawals per month; $5 each thereafter
  • FREE digital banking through our MyPelican app
  • FREE eStatements
Make your travel dreams come true with a savings account specifically to help you save for an upcoming vacation—withdraw funds whenever you need them!


A Vacation Share account is your ticket to paradise—without sacrificing the funds you need to make ends meet. Put away what you can. So you can get away when you can. Consider big dividends a "bon voyage" bonus, with payouts starting on your first penny. And there's no minimum balance to open.

BENEFITS
  • Dividend rates far above national average
  • Earn dividends on entire balance4
  • No monthly service fee
  • Save for vacation separately from your regular savings
  • Set up automatic transfers to help save
  • Three free withdrawals per month; $5 each thereafter
  • No timed disbursement—use funds for vacation whenever you want
  • No minimum balance requirement
  • No minimum deposit to open
Make Christmas that much merrier with the help of a savings account that lets you set aside cash throughout the year—and earn dividends!


Stay out of the red while enjoying a little extra green this holiday season. Christmas Club funds are paid out the first week of November—leaving you with plenty of time to shop, wrap, and swap. So Santa isn't left sweating it out in the winter cold. And since we're in the giving spirit, there's no minimum balance to earn dividends and no minimum deposit.

BENEFITS
  • Dividend rates far above national average
  • Earn dividends on entire balance
  • No monthly service fee
  • Save little by little throughout year
  • Funds disbursed first week of November, just in time for holidays
  • Or choose to keep funds in Christmas Club for next year
  • Penalty on earnings for early withdrawal5
  • Set up automatic transfers to help save
  • No minimum balance requirement
  • No minimum deposit to open











1Pelican State CU membership required. If you are not a Pelican member, you must be eligible to open a Primary Share account with Pelican to become one. The deposit to open a Primary Share account starts at a minimum of $10 ($5 to join + $5 minimum balance). APY = Annual Percentage Yield. Rates and account features are subject to change at any time. Advertised APY of 1.02% is highest for Regular Share accounts and applies to accounts with balances of $100,000.01 and above. Shares with balances of $100.01 - $20,000 earn 0.65% APY, and shares with balances of $20,000.01 - $100,000 earn 0.80% APY. Primary and Regular Share account dividends are paid quarterly on balances of $100.01 and above. Dividends are forfeited if account is closed prior to dividend payment. Primary and Regular Share accounts allow 3 free withdrawals per month; a fee of $5 will be charged on each additional withdrawal. Pelican reserves the right to limit the number of accounts allowed per member, joint or individually. Other account transfer and withdrawal limitations may apply. 
 2Balances up to $100,000 in the Kasasa Saver account receive an APY of 2.25% if required service qualifications in the Kasasa Cash or Cash Back account are met each monthly qualification cycle. Balances of $100,000.01 and above receive an APY of 1.30% on the portion of the balance above $100,000 if qualifications in the Kasasa Cash or Cash Back account are met each monthly qualification cycle. As a result, the APY for balances above $100,000 will range from 2.25% - 1.62% if qualifications in the Kasasa Cash or Cash Back account are met each monthly qualification cycle, depending on the balance in the account. If qualifications in the Kasasa Cash or Cash Back account are not met, the APY will be 0.05% on all balances in the Kasasa Saver account. Monthly qualification cycle = last day of the month to the second to the last day of the next month. Monthly statement cycle = first day of the month to the last day of the month. Pelican reserves the right to limit the number accounts allowed per account owner, joint or individually.
3Pelican State CU membership eligibility required. Adult 18 years old or older must be a joint account holder on child’s Team Pelican youth savings account. To open an account, the joint account holder must provide a form of identification for themselves as well as a birth certificate and Social Security card for the child. Highest attainable grade on the report card pertains to each individual semester-end report card’s grading scale, including A, S (Satisfactory), and (O) Outstanding. Maximum of $35 per semester-end report card for Team Pelican accounts ($5 per A) and $70 per semester if the student also has an active Pelican Teen Checking account ($10 per A). Copy of official semester-end report card required. Report card must list account holder’s name, school name, and date or year to qualify for rewards. Only the student's most recent semester-end report card will be accepted. Report cards are accepted for either of the major semesters, such as May-end and December-end, or terms, such as spring or fall terms. December-end (or fall term) report cards can be cashed in until February 28 of the following year, and May-end (or spring term) report cards can be cashed in until July 31 of the same year.
4Dividends are forfeited if account is closed prior to payment.
5Dividends are forfeited if account is closed prior to payment. At least $10.00 must be available in the account at maturity to receive paper check by mail. If you wish to access the funds in your Christmas Club accounts, at any other time, we may impose a fee.