Financial success is on the horizon.

Did you know that most financial institutions will not allow you to open a checking account if you had credit or account issues in the past?

Pelican knows that bad things happen to good people and that's why we developed a checking account that gives our members a second chance. No matter what your credit score is, you are guaranteed approval with Horizon Checking account.


  • $25 minimum opening deposit
  • $10 monthly fee
  • After maintaining your account successfully for 6 months, you can contact us to request to move to a free checking account
  • Overdraft options available

Speak with a Pelican Representative for tips on acceptably managing your account.  We’re here to help!

*Pelican State CU membership eligibility and membership is required to open a Horizon checking account. If you are not a Pelican State CU member, you must be eligible to open a primary savings account with Pelican State CU to become a member. The deposit to open a primary savings account and become a member starts at $10 ($5 to join + $5 minimum balance). Anyone who has caused the credit union a loss in the past may not qualify for a Horizon checking account. Speak to a Pelican representative for more details.