Start your year with bonus points!


Pelican makes it easy to earn! When you spend $5,000+ with your Pelican Points Credit Card from February 1 - March 31,

you'll earn 2,500 BONUS POINTS!

 
PLUS—Open a NEW Pelican Points Visa through December 31, 2023, and you can transfer balances from your high-interest credit cards for 5.99% APR with NO balance transfer fees!**

Pelican Points Credit Card

Pelican Points Visa

Rewards You with Each Purchase
  • Credit limit up to $35,000
  • Variable APR
  • Access to FICO® scores quarterly for free¹
  • Earn points with every purchase
  • Access to ID Navigator by NortonLifeLock
  • Access to Google, Samsung, or Apple Pay

Pelican Prime Credit Card

Pelican Prime Visa

Offers a Fixed Rate

  • Credit limit up to $35,000
  • Fixed APR
  • Access to FICO® scores quarterly for free1
  • Access to ID Navigator by NortonLifeLock
  • Access to Google, Samsung, or Apple Pay

Pelican Pledge Credit Card

Pelican Pledge Visa

Uses Your Savings to Build Credit
  • Credit limit starting at $500+
  • Variable APR
  • Secured credit card, great for establishing credit
  • Access to ID Navigator by NortonLifeLock
  • Access to Google, Samsung, or Apple Pay





































Our most powerful card
  • Credit limit up to $35,000
  • Low variable APR
  • Access to FICO® scores quarterly for free2
  • Free enrollment in ID Navigator by NortonLifeLock
  • Access to Google, Samsung, or Apple Pay
The points add up
Redeem your points for cash back, fuel, gift cards, and more! Click below to see all the amazing benefits your Points card provides!



Benefits

  • Suitable for members with a good credit history
  • Comes with a fixed rate
  • Credit limit up to $35,000
  • Lower APR based on credit worthiness
  • Free enrollment in ID Navigator by NortonLifeLock

Take advantage of a lower APR that won’t bust your budget, and build your credit history with a card that maximizes purchasing power.

Use your savings as collateral to secure a Pelican Pledge Visa® credit card. On top of working to build credit, Pelican Pledge cardholders qualify for the very same benefits that come standard with all our credit cards, including no balance transfer fees!

Benefits

  • Build or establish credit*
  • Open in conjunction with your Pelican State Credit Union savings
  • Keep earning dividends on the secured funds in your savings
  • Enjoy a low variable Annual Percentage Rate
  • Free enrollment in ID Navigator by NortonLifeLock


Fill out the form below and a team member will contact you shortly!
 
Pelican members with a Pelican Points, Pledge or Prime Visa card are eligible to enroll for ID Navigator by NortonLifeLock!
 

Benefits

  • Dark web monitoring – Patrols the dark web and private forums for personal information that may belong to you.
  • Data breach notifications – Sends notifications about large-scale breaches.
  • Stolen wallet assist – Receive guidance on replacing key documents if your wallet is lost or stolen.
  • One-bureau credit monitoring alerts – Alerts are sent when key changes are made to credit files with a major credit bureau.
  • Credit, bank, and utility account freezes – Receive instructions on how to freeze your account if its compromised.
  • Restoration assist – Restoration specialists are available Monday – Friday, 8 am – 7 pm CST.


Members can enroll by following these steps:

  1. Visit cardbenefitidprotect.com.
  2. Enter your card number.
  3. If you’re eligible for this benefit, you will then be automatically redirected to the NortonLifeLock website to enroll.
  4. Click the “Enroll now” button to add this product. You'll see that it costs $0.
    Complete the rest of the signup process with your information.
  5. That's it! Once enrolled, you'll be able to access all of the benefits above.












business owner

Over 750,000 Louisiana residents qualify for membership.

Are you one of them? All you have to do is meet just ONE of the following criteria!

You work for (or are retired from) one of our hundreds of Partners.

You live in Rapides, St. Landry, or St. Tammany Parish
Thumbs up icon with a pink heart behind it.

You are a Pelican State CU employee.
You also qualify for membership if your immediate family member meets any of the criteria above!

 
*There is no guarantee that your credit score will improve with secured lines of credit.
**Balance Transfers: Pelican State CU membership and Points or Prime credit card required. If you are not a Pelican member, you must be eligible to open a Primary Share account with Pelican to become one. The deposit to open a Primary Share account starts at a minimum of $10 ($5 to join + $5 minimum balance). Loan approval is based on certain credit criteria and credit worthiness. Not everyone will qualify. The applicant will be charged $5 for any loan application that is denied, withdrawn, or expired. APR = Annual Percentage Rate. You may not exceed your current credit limit with balance transfers. Promotional APR does not apply to Purchases and Cash Advances. There is no grace period for balance transfers. Finance charges will begin accruing the day the balance transfer posts to this account. The Average Daily Balance Method, as described in your agreement, is used to calculate your finance charge, subject to the interest rate for a balance transfer. Promotional rate of 5.99% for qualifying accounts only. The promotional rate of 5.99% will expire on the billing cycle close date of December 31, 2023. After December 31, 2023, the remaining balance transfer balance will be charged the regular balance transfer APR. Balance transfers cannot be used to pay any loan, line-of-credit, or credit card account maintained by Pelican State CU. Balance transfers are not eligible to earn reward points. Verification may be required. There is no minimum balance requirement. No balance transfer fee. Pelican reserves the right to decline any balance transfer request including duplicate balance transfer requests. Balance transfers are subject to your existing credit limit. No single balance can be greater than $20,000. Balance transfers cannot be used to pay any loan, line-of-credit, or credit card account presently maintained by Pelican State CU. Balance transfers are not eligible to earn reward points. Verification may be required.
1FICO is a registered trademark of the Fair Isaac Corporation in the United States and other countries.
2Must spend $100 within 30 days of opening card to earn 2,500 bonus. 2,500 bonus included in monthly maximum. Restrictions apply. See full Pelican Points Terms and Conditions for details.
3Pelican State CU membership and Pelican Points Credit Card required. Only Pelican Points and Business Visa® Credit Cards earn points; however, Business Visa® Credit Cards are not eligible for this special offer. Pledge and Prime Visas do not earn points. Offer only valid on Pelican Points cards from February 1 – March 31, 2023. Bonus points will post at the end of the promotional period.  You can earn a maximum of 15,000 points in a one-month time period. Points expire after 36 months and are void when the card is canceled. See a Pelican representative for more details.