Pelican Premier Visa Signature®
Premier Status. Luxury Benefits.
- Credit limit up to $75,000
- Welcome Offer: Earn 30,000 points when you spend $3,000 in 3 months4
- Free Walmart+ Annual Membership
- Free TSA Pre-Check or Global Entry Fee
- Earn 3x points on travel, 2x points on dining, and 1 point for every other purchase5
- Anniversary Points Bonus: Earn 10% of previous year's points earned6
- Access to 24/7 Visa Concierge, exclusive travel benefits, luxury golf bookings, and more
- No limit to points earned and points never expire
- Variable APR
- $95 Annual Fee
Student Points Visa
Earn Points Every Time You Swipe
- Credit limit up to $2,5007
- Variable APR
- Earn 5x points on food delivery, Uber & Lyft, coffee shops, streaming, and more8
- First-year 1-to-1 point match9
- Access to FICO® scores quarterly for free²
- Access to Google, Samsung, or Apple Pay
- No Annual Fee
Pelican Points Visa
Rewards You with Each Purchase
- Credit limit up to $50,000
- Variable APR
- Access to FICO® scores quarterly for free²
- Earn points with every purchase
- Access to Google, Samsung, or Apple Pay
- Metal Card Upgrade Available
- 3.99% Balance Transfer
- No Annual Fee
Pelican Prime Visa
Offers a Fixed Rate
- Credit limit up to $50,000
- Fixed APR
- Access to FICO® scores quarterly for free2
- Access to Google, Samsung, or Apple Pay
- 3.99% Balance Transfer
- No Annual Fee
Pelican Pledge Visa
Uses Your Savings to Build Credit
- Credit limit starting at $500+
- Variable APR
- Secured credit card, great for establishing credit
- Access to Google, Samsung, or Apple Pay
- No Annual Fee
Pelican Points Special Bonus Offer:
Spend $1,500 in the first 90 days and receive 15,000 bonus points!3
Pelican Points Visa
Reward yourself with each swipe
- Credit limit up to $50,000
- Low variable APR
- Access to FICO® scores quarterly for free2
- Access to Google, Samsung, or Apple Pay
The points add up
- Earn 1 point per dollar spent on all purchases
- Bonus point offers
- Earn extra bonus points with the Pelican Perks program!
- FREE online point management
Redeem your points for cash back, fuel, gift cards, and more! Click below to see all the amazing benefits your Points card provides!
Pelican Premier Card
Get the premier status
Our newest card is designed for members who want exclusive travel benefits, an elite concierge service, and an elevated bonus point program.
Benefits
- 30,000-point bonus: Spend $3,000 within first three months
- 10% Anniversary Point Bonus
- Walmart+
- TSA Pre-Check or Global Entry Fee
Student Points Visa
Pelican Rewards U with points, credit-building, and more
Benefits
- First-year 1-to-1 Points Match
- 5X points on food delivery, Uber & Lyft, coffee shops, streaming, and more8
- Redeem Points for Cash Back and Gift Cards
Pelican Prime Visa
Benefits
- Suitable for members with a good credit history
- Comes with a fixed rate
- Credit limit up to $50,000
- Lower APR based on credit worthiness
Pelican Pledge Visa
Take advantage of a lower APR that won’t bust your budget, and build your credit history with a card that maximizes purchasing power.
Use your savings as collateral to secure a Pelican Pledge Visa® credit card. On top of working to build credit, Pelican Pledge cardholders qualify for the very same benefits that come standard with all our credit cards, including no balance transfer fees!
Benefits
- Build or establish credit*
- Open in conjunction with your Pelican State Credit Union savings
- Keep earning dividends on the secured funds in your savings
- Enjoy a low variable Annual Percentage Rate
Request a Balance Transfer
Fill out the form below and a team member will contact you shortly!
Over 750,000 Louisiana residents qualify for membership.
Are you one of them? All you have to do is meet just ONE of the following criteria!
You work for (or are retired from) one of our hundreds of Partners.
You live in one of the following parishes:
Acadia, Ascension, Assumption, East Baton Rouge, East Feliciana, Evangeline, Iberia, Iberville, Lafayette, Livingston, Point Coupee, Rapides, St. Martin, St. Mary, St. Helena, St. Landry, St. Tammany, Vermilion, West Baton Rouge, or West Feliciana
You are a Pelican State CU employee.
You also qualify for membership if your immediate family member meets any of the criteria above!
*There is no guarantee that your credit score will improve with secured lines of credit.
**Balance Transfers: Pelican State CU membership and Points or Prime credit card required. If you are not a Pelican member, you must be eligible to open a Primary Share account with Pelican to become one. The deposit to open a Primary Share account starts at a minimum of $10 ($5 to join + $5 minimum balance). Loan approval is based on certain credit criteria and credit worthiness. Not everyone will qualify. APR = Annual Percentage Rate. You may not exceed your current credit limit with balance transfers. Promotional APR does not apply to Purchases and Cash Advances. There is no grace period for balance transfers. Finance charges will begin accruing the day the balance transfer is posted to this account. The Average Daily Balance Method, as described in your agreement, is used to calculate your finance charge, subject to the interest rate for a balance transfer. Promotional rate of 3.99% for qualifying accounts only. The balance transfer promotional rate will expire 12 months from the date of the first balance transfer posting date, for balance transfers to qualify for the promotional rate they must post to the account by December 31, 2025. The remaining balance transfer balance will be charged to the regular balance transfer APR. Rates are subject to change. Balance transfers cannot be used to pay any loan, line-of-credit, or credit card account maintained by Pelican State CU. Balance transfers are not eligible to earn reward points. Verification may be required. There is no minimum balance requirement. No balance transfer fee. Pelican reserves the right to decline any balance transfer request including duplicate balance transfer requests. Balance transfers are subject to your existing credit limit.
*Pelican State CU membership and Pelican Points Visa® Credit Card or variable rate Business Visa® Credit Card required. If you are not a Pelican member, you must be eligible to open a primary savings account or a primary business share account with Pelican to become one. The deposit to open a primary savings account starts at a minimum of $10 ($5 to join + $5 minimum balance) and the deposit to open a primary business share account starts at a minimum of $100. Only Pelican Points and Variable Rate Business Visa® Credit Cards are eligible for this promotion. Pledge, Prime, and Student Point Visa® Credit Cards do not qualify for this promotion. You will earn two Pelican Points for every dollar spent on purchases from November 1 — December 31, 2024. You will earn three Pelican Points for every dollar spent on all purchases from Thanksgiving (November 28, 2024) through Cyber Monday (December 2, 2024) only. Bonus Points will be posted daily and a maximum of $30,000 Pelican Points can be earned per month for this promotion. Pelican Points can be redeemed for gift cards, travel rebates, cash back, fuel, and prepaid cards. Points are void when the card is canceled and expire after 36 months. See a Pelican
representative for more Pelican Points details.
representative for more Pelican Points details.
²FICO is a registered trademark of the Fair Isaac Corporation in the United States and other countries.
3Must spend $1,500 within 90 days of opening card to earn 15,000 bonus points. To qualify for bonus points, all transactions must post and settle within 95 days. Restrictions apply. See full Pelican Points Terms and Conditions
4Must spend a total of $3,000 or more in purchases within 90 days of opening Pelican Premier Visa® account to earn 30,000 bonus points. Purchases do not include balance transfers and cash advances. To qualify for bonus points, all transactions must post and settle within 95 days. Credit card must be open at the time of bonus posting and in good standing to receive bonus points. Points are void when card is canceled. Offer valid only on Pelican Premier Visa® Credit Cards. Restrictions apply.
5You will earn two Pelican Points for every dollar spent on restaurants, and three points for every dollar spent on airlines, lodging, travel services, and vehicle rental. Pelican does not have the ability to control how a retailer chooses to categorize their business and therefore reserves the right to determine transaction eligibility. Pelican Points can be redeemed for gift cards, travel rebates, cash back, fuel, and prepaid cards. Credit card must be in good standing to receive bonus points. Points are void when the card is canceled. Offer valid only on Pelican Premier Visa® Credit Cards. See a Pelican representative for more Pelican Premier Visa® details.
6Pelican will award bonus points totaling 10% of purchases earned on your Pelican Premier Visa® Credit Card each account anniversary year minus the welcome bonus points, if applicable. Purchases do not include balance transfers and cash advances. Points match bonus will be earned and calculated once the card has been open for 12 months from the opening date. Points matched by Pelican will be posted to the account within two billing cycles after the account meets the qualifications. Points are void when the card is canceled. Offer valid only on Pelican Premier Visa® Credit Cards. See a Pelican representative for more Pelican Premier Visa® details.
7See pelicanstatecu.com/student for additional details and disclosures. Credit Card approval based on certain credit criteria and credit worthiness. Not everyone will qualify.
8You will earn five Pelican Points for every dollar spent on DoorDash, Uber, Lyft, Uber Eats, ASAP, concert tickets, entertainment/streaming services, gaming purchases, fast food restaurants, and coffee shops. Pelican does not have the ability to control how a retailer chooses to categorize their business and, therefore reserves the right to determine transaction eligibility. Pelican Points can be redeemed for gift cards, travel rebates, cash back, fuel, and prepaid cards. Credit card must be in good standing to receive bonus points. Points are void when the card is canceled and expire after 36 months. Offer valid only on Student Points Visa® Credit Cards. You can earn a maximum of 30,000 in a 1-month time period. See a Pelican representative for more Student Points Visa® details.
9Pelican will match any Pelican Points that post within the first 370 days of opening your Student Points Visa® Credit Card (limit of 10,000 points). Points match bonus will be earned, calculated, and posted to the account once the card has been open for 12 months from open date. Points matched by Pelican will be posted within two billing cycles after the account meets the qualifications. Points are void when the card is canceled and expire after 36 months. Offer valid only on Student Points Visa® Credit Cards. Point match up to 10,000 is included in the 30,000-point monthly maximum. See a Pelican representative for more Student Points Visa® details.