Student Points Visa
Earn Points Every Time You Swipe
- Credit limit up to $2,5004
- Variable APR
- Earn 5x points on food delivery, Uber & Lyft, coffee shops, streaming, and more5
- First-year 1-to-1 point match6
- Access to FICO® scores quarterly for free²
- Access to ID Navigator by NortonLifeLock
- Access to Google, Samsung, or Apple Pay
Pelican Points Visa
Rewards You with Each Purchase
- Credit limit up to $50,000
- Variable APR
- Access to FICO® scores quarterly for free²
- Earn points with every purchase
- Access to ID Navigator by NortonLifeLock
- Access to Google, Samsung, or Apple Pay
- Metal Card Upgrade Available
- 3.99% Balance Transfer
Pelican Prime Visa
Offers a Fixed Rate
- Credit limit up to $50,000
- Fixed APR
- Access to FICO® scores quarterly for free2
- Access to ID Navigator by NortonLifeLock
- Access to Google, Samsung, or Apple Pay
- 3.99% Balance Transfer
Pelican Pledge Visa
Uses Your Savings to Build Credit
- Credit limit starting at $500+
- Variable APR
- Secured credit card, great for establishing credit
- Access to ID Navigator by NortonLifeLock
- Access to Google, Samsung, or Apple Pay
Special Bonus Offer:
Spend $1,500 in the first 90 days and receive 15,000 bonus points!3
Pelican Points Visa
Our most powerful card
- Credit limit up to $50,000
- Low variable APR
- Access to FICO® scores quarterly for free2
- Free enrollment in ID Navigator by NortonLifeLock
- Access to Google, Samsung, or Apple Pay
The points add up
- Earn 1 point per dollar spent on all purchases
- Bonus point offers
- Earn extra bonus points with the Pelican Perks program!
- FREE online point management
Redeem your points for cash back, fuel, gift cards, and more! Click below to see all the amazing benefits your Points card provides!
Pelican Prime Visa
- Suitable for members with a good credit history
- Comes with a fixed rate
- Credit limit up to $50,000
- Lower APR based on credit worthiness
- Free enrollment in ID Navigator by NortonLifeLock
Pelican Pledge Visa
Take advantage of a lower APR that won’t bust your budget, and build your credit history with a card that maximizes purchasing power.
Use your savings as collateral to secure a Pelican Pledge Visa® credit card. On top of working to build credit, Pelican Pledge cardholders qualify for the very same benefits that come standard with all our credit cards, including no balance transfer fees!
Benefits
- Build or establish credit*
- Open in conjunction with your Pelican State Credit Union savings
- Keep earning dividends on the secured funds in your savings
- Enjoy a low variable Annual Percentage Rate
- Free enrollment in ID Navigator by NortonLifeLock
Request a Balance Transfer
Fill out the form below and a team member will contact you shortly!
ID Navigator by Norton LifeLock
Pelican members with a Pelican Points, Pledge or Prime Visa card are eligible to enroll for ID Navigator by NortonLifeLock!
Benefits
- Dark web monitoring – Patrols the dark web and private forums for personal information that may belong to you.
- Data breach notifications – Sends notifications about large-scale breaches.
- Stolen wallet assist – Receive guidance on replacing key documents if your wallet is lost or stolen.
- One-bureau credit monitoring alerts – Alerts are sent when key changes are made to credit files with a major credit bureau.
- Credit, bank, and utility account freezes – Receive instructions on how to freeze your account if its compromised.
- Restoration assist – Restoration specialists are available Monday – Friday, 8 am – 7 pm CST.
Members can enroll by following these steps:
- Visit cardbenefitidprotect.com.
- Enter your card number.
- If you’re eligible for this benefit, you will then be automatically redirected to the NortonLifeLock website to enroll.
- Click the “Enroll now” button to add this product. You'll see that it costs $0.
Complete the rest of the signup process with your information. - That's it! Once enrolled, you'll be able to access all of the benefits above.
Over 750,000 Louisiana residents qualify for membership.
Are you one of them? All you have to do is meet just ONE of the following criteria!
You work for (or are retired from) one of our hundreds of Partners.
You live in one of the following parishes:
Ascension, Assumption, East Baton Rouge, East Feliciana, Iberville, Livingston, Point Coupee, Rapides, St. Helena, St. Landry, St. Tammany, West Baton Rouge, or West Feliciana
You are a Pelican State CU employee.
You also qualify for membership if your immediate family member meets any of the criteria above!
*There is no guarantee that your credit score will improve with secured lines of credit.
**Balance Transfers: Pelican State CU membership and Points or Prime credit card required. If you are not a Pelican member, you must be eligible to open a Primary Share account with Pelican to become one. The deposit to open a Primary Share account starts at a minimum of $10 ($5 to join + $5 minimum balance). Loan approval is based on certain credit criteria and credit worthiness. Not everyone will qualify. APR = Annual Percentage Rate. You may not exceed your current credit limit with balance transfers. Promotional APR does not apply to Purchases and Cash Advances. There is no grace period for balance transfers. Finance charges will begin accruing the day the balance transfer is posted to this account. The Average Daily Balance Method, as described in your agreement, is used to calculate your finance charge, subject to the interest rate for a balance transfer. Promotional rate of 3.99% for qualifying accounts only. The balance transfer promotional rate will expire 12 months from the date of the first balance transfer posting date, for balance transfers to qualify for the promotional rate they must post to the account by December 31, 2025. The remaining balance transfer balance will be charged to the regular balance transfer APR. Rates are subject to change. Balance transfers cannot be used to pay any loan, line-of-credit, or credit card account maintained by Pelican State CU. Balance transfers are not eligible to earn reward points. Verification may be required. There is no minimum balance requirement. No balance transfer fee. Pelican reserves the right to decline any balance transfer request including duplicate balance transfer requests. Balance transfers are subject to your existing credit limit.
*Pelican State CU membership and Pelican Points Visa® Credit Card or variable rate Business Visa® Credit Card required. If you are not a Pelican member, you must be eligible to open a primary savings account or a primary business share account with Pelican to become one. The deposit to open a primary savings account starts at a minimum of $10 ($5 to join + $5 minimum balance) and the deposit to open a primary business share account starts at a minimum of $100. Only Pelican Points and Variable Rate Business Visa® Credit Cards are eligible for this promotion. Pledge, Prime, and Student Point Visa® Credit Cards do not qualify for this promotion. You will earn two Pelican Points for every dollar spent on purchases from November 1 — December 31, 2024. You will earn three Pelican Points for every dollar spent on all purchases from Thanksgiving (November 28, 2024) through Cyber Monday (December 2, 2024) only. Bonus Points will be posted daily and a maximum of $30,000 Pelican Points can be earned per month for this promotion. Pelican Points can be redeemed for gift cards, travel rebates, cash back, fuel, and prepaid cards. Points are void when the card is canceled and expire after 36 months. See a Pelican
representative for more Pelican Points details.
representative for more Pelican Points details.
²FICO is a registered trademark of the Fair Isaac Corporation in the United States and other countries.
3Must spend $1,500 within 90 days of opening card to earn 15,000 bonus points. To qualify for bonus points, all transactions must post and settle within 95 days. Restrictions apply. See full Pelican Points Terms and Conditions
4See pelicanstatecu.com/student for additional details and disclosures. Credit Card approval based on certain credit criteria and credit worthiness. Not everyone will qualify.
5You will earn five Pelican Points for every dollar spent on DoorDash, Uber, Lyft, Uber Eats, ASAP, concert tickets, entertainment/streaming services, gaming purchases, fast food restaurants, and coffee shops. Pelican does not have the ability to control how a retailer chooses to categorize their business and, therefore reserves the right to determine transaction eligibility. Pelican Points can be redeemed for gift cards, travel rebates, cash back, fuel, and prepaid cards. Credit card must be in good standing to receive bonus points. Points are void when the card is canceled and expire after 36 months. Offer valid only on Student Points Visa® Credit Cards. You can earn a maximum of 30,000 in a 1-month time period. See a Pelican representative for more Student Points Visa® details.
6Pelican will match any Pelican Points that post within the first 370 days of opening your Student Points Visa® Credit Card (limit of 10,000 points). Points match bonus will be earned, calculated, and posted to the account once the card has been open for 12 months from open date. Points matched by Pelican will be posted within two billing cycles after the account meets the qualifications. Points are void when the card is canceled and expire after 36 months. Offer valid only on Student Points Visa® Credit Cards. Point match up to 10,000 is included in the 30,000-point monthly maximum. See a Pelican representative for more Student Points Visa® details.