Our credit cards come with all the fixins!
 
Through December 31, 2022, Pelican members who open a NEW Pelican Points or Pelican Prime credit card can take advantage of our low 1.99% APR on balance transfers!1
 
  • No upfront, annual, or balance transfer fees
  • Cash advance and balance transfer rate same as purchase rate
  • Online and mobile app account access
  • Access to Google Pay, Samsung Pay, or Apple Pay
  • Fraud protection
  • Free enrollment in ID Navigator by NortonLifeLock which offers:
    • Dark web monitoring – Continuously patrols the dark web and private forums for personal information that may belong to you.
    • Data breach notifications – Sends notifications about large-scale breaches.
    • Stolen wallet assist – Guides you through replacing key documents if your wallet is lost or stolen.
    • One-bureau credit monitoring alerts – Sends alerts when key changes are made to credit files with a major credit bureau.
    • Credit, bank, and utility account freezes – Provides instructions and links so you can quickly freeze accounts.
    • Restoration assist – Restoration specialists are available Monday – Friday, 8 am – 7 pm CST with guidance and next steps to assist you should you become a victim of identity theft or other suspicious activity.

Not sure which card to apply for? Keep scrolling to learn about all of our credit card options!

See our Visa Disclosure for rates and additional information.

Pelican Points Credit Card

Pelican Points Visa

Rewards You with Each Purchase
 
  • Earn double points on fuel and home improvement purchases through July 31!³
  • Credit limit up to $35,000
  • Variable APR
  • Access to FICO® scores quarterly for free¹
  • FREE Pelican Points program with online point management
  • Earn 1% or more on all purchases
  • Bonus point offers
  • Access to ID Navigator by NortonLifeLock
  • Access to Google, Samsung, or Apple Pay

Pelican Prime Credit Card

Pelican Prime Visa

Offers a Fixed Rate
 
  • Credit limit up to $35,000
  • Fixed APR
  • Access to FICO® scores quarterly for free1
  • Access to ID Navigator by NortonLifeLock
  • Access to Google, Samsung, or Apple Pay

Pelican Pledge Credit Card

Pelican Pledge Visa

Uses Your Savings to Build Credit
  • Credit limit starting at $500+
  • Variable APR
  • Secured credit card, great for establishing credit
  • Access to ID Navigator by NortonLifeLock
  • Access to Google, Samsung, or Apple Pay





































Limited Time Only

Pelican members who open a NEW Pelican Points or Pelican Prime credit card can take advantage of our low 1.99% APR on balance transfers now through December 31, 2022.1

Plus, Pelican Points cardholders earn double points on fuel and
home improvement purchases through July 31!³

Apply Now


Special Bonus Offer:

Earn 25% or more back on your first $100 spent!2


Benefits

Our Most Powerful Card

  • Credit limit up to $35,000
  • Low variable APR
  • FREE Pelican Points program with online point management
  • Earn 1% or more on all purchases
  • Bonus point offers

Your everyday purchases have never been more rewarding!

Earn real rewards on every swipe and redeem points on gift cards, prepaid cards, travel rebates, and cash back!

Want to take a closer look? Click below to browse all the rewards we have to offer.

Explore Rewards


Ready to view and redeem points?

You can view and redeem your points for rewards straight from MyPelican. Look for "Pelican Points" in the menu of both platforms!

Pelican State CU membership required. If you are not a Pelican member, you must be eligible to open a Primary Share account with Pelican to become one. The deposit to open a Primary Share account starts at a minimum of $10 ($5 to join + $5 minimum balance). Loan approval based on certain credit criteria and credit worthiness. Not everyone will qualify. Applicant will be charged $5 for any loan application that is denied, withdrawn, or expired. Points Visa® Credit Cards earn Pelican Points. Pledge and Prime Visa® Credit Cards do not earn award points. Points expire after 36 months. You can earn a maximum of 15,000 points in a 1-month time period. Points are void when card is canceled.

Limited Time Only

Pelican members who open a NEW Pelican Points or Pelican Prime credit card can take advantage of our low 1.99% APR on balance transfers now through December 31, 2022.1

Apply Now

Transfer your balances from other financial institutions to your Pelican Visa Credit Card!

Benefits

  • Suitable for members with a good credit history
  • Comes with a fixed rate
  • Credit limit up to $35,000
  • Lower APR based on credit worthiness

Take advantage of a lower APR that won’t bust your budget, and build your credit history with a card that maximizes purchasing power.

Use your savings as collateral to secure a Pelican Pledge Visa® credit card. On top of working to build credit, Pelican Pledge cardholders qualify for the very same benefits that come standard with all our credit cards, including no balance transfer fees!

Benefits

  • Build or establish credit*
  • Open in conjunction with your Pelican State Credit Union savings
  • Keep earning dividends on the secured funds in your savings
  • Enjoy a low variable Annual Percentage Rate


Fill out the form below and a team member will contact you shortly!
 













business owner

Over 750,000 Louisiana residents qualify for membership.

Are you one of them? All you have to do is meet just ONE of the following criteria!

You work for (or are retired from) one of our hundreds of Partners.

You live in Rapides, St. Landry, or St. Tammany Parish
Thumbs up icon with a pink heart behind it.

You are a Pelican State CU employee.
You also qualify for membership if your immediate family member meets any of the criteria above!

 
*There is no guarantee that your credit score will improve with secured lines of credit.
 
1Balance Transfers: Pelican State CU membership and Points or Prime credit card required. APR = Annual Percentage Rate. You may not exceed your current credit limit with balance transfers. Promotional APR does not apply to Purchases and Cash Advances. There is no grace period for balance transfers. Finance charges will begin accruing the date the balance transfer posts to this account. The Average Daily Balance Method, as described in your agreement, is used to calculate your finance charge, subject to the interest rate for balance transfer. Promotional rate of 1.99% for qualifying accounts only. The promotional rate of 1.99% will expire on the billing cycle close date of December 31, 2022. After December 31, 2022, the remaining balance transfer balance will be charge the regular balance transfer APR. Balance transfers cannot be used to pay any loan, line-of-credit, or credit card account presently maintained by Pelican State CU. Balance transfers are not eligible to earn reward points. Verification may be required. There is no minimum balance requirement. No balance transfer fee. Pelican reserves the right to decline any balance transfer request including duplicate balance transfer requests. Balance transfers are subject to your existing credit limit. No single balance can be greater than $20,000. Balance transfers cannot be used to pay any loan, line-of-credit or credit card account presently maintained by Pelican State CU. Balance transfers are not eligible to earn reward points. Verification may be required.
2Must spend $100 within 30 days of opening card to earn 2,500 bonus. 2,500 bonus included in monthly maximum. Restrictions apply. See full Pelican Points Terms and Conditions for details.
³Only Pelican Points and Business Visa® Credit Cards earn points; however, Business Visa® Credit Cards are not eligible for this special offer. Pledge and Prime Visas do not earn points. You will earn two Pelican Points for every dollar spent on fuel and home improvements purchases from April 15 – July 31, 2022, resulting in 2% or more of your purchase back when redeemed for rewards. Fuel and home improvement purchases include purchases made with your Pelican Points Visa® at gas stations, hardware stores, and home centers. Pelican does not have the ability to control how a retailer chooses to categorize their business, therefore reserves the right to determine transaction eligibility. For fuel purchases, card must be physically swiped at the gas pump. Purchases made for fuel inside of an establishment at the register do not qualify. Bonus Points will post within 30 days of promotion end date and a maximum of 30,000 Pelican Points can be earned for this promotion. Pelican Points can be redeemed for gift cards, travel rebates, cash back, fuel, and prepaid cards. Points are void when card is cancelled and expire after 36 months. See a Pelican representative for more Pelican Points details.
4FICO is a registered trademark of the Fair Isaac Corporation in the United States and other countries.