Student Points Visa Credit Card

Student Visa Credit Card on a Paddleball Paddle

girl accessing video banking on her phone

1

Shop

Earn 5x bonus points on food delivery, Uber & Lyft, coffee shops, streaming, and gaming purchases. Earn 1 point on everything else!

2

Splurge

Use your points to pay for purchases or pay for gas at the pump! You can also cash in your points by visiting our reward catalog site or by tapping Pelican Points in the MyPelican app anytime.

For every 83,250 pts

get rewarded:

$1,000

Enroll in ID Navigator

Student Points Credit Card FAQs

Do I need to have a job to apply for a Student Points Credit Card?

No, you only have to prove the ability to pay your balance, which can come from the following forms of supplemental income, such as allowance from a guardian, grants, or scholarship funds.

How does the Student Points Credit Card help build credit history?

If approved, you can build your credit responsibly with a Student Points Visa® Credit Card by:

Making all payments on time.
Paying your balance in full each month (or, if you can’t, at least pay more than your minimum due each month).
Avoiding carrying a balance: you’ll have to pay interest on any purchases or amounts you don’t pay off each month.

Late payments, failing to pay at all, or other negative activity with your Student Points Credit Card could hurt your ability to build credit.

How old do I have to be to apply for a Student Point Credit Card?

Applications are accepted for any student in post-secondary education who are aged 18+.

What's the difference between a Student Points Credit Card and a regular credit card?

Regular credit cards are typically designed for people with an established credit history. These differ from our Student Points Credit Card, which is designed with students in mind who may have little to no credit and are enrolled in a post-secondary education institution.

Can I apply for a Student Points Credit Card without a credit score?

Yes, you can apply for a Student Points Credit Card if you do not have a credit score.

What do I need to have to apply for a Student Points Credit Card?

When you apply, here are some of the things you'll need:

Be at least 18 years of age
Have a physical U.S. address
Have a Social Security number
Proof of postsecondary education enrollment, which can be in the form of a class schedule, transcript, semester fee bill, registration confirmation, financial aid award letter, billing statement, a letter from the Registrar's office, or any other type of official document from your online student portal that proves enrollment.
Prove the ability to pay your balance, which can come from employment or forms of supplement income such as allowance from a guardian, grants, or scholarship funds.
You will also need to provide a reference, which can be a friend or family member.

Can I switch to a Student Points Credit Card if I already have an existing Pelican credit card?

Yes! All you have to do is complete the Student Points Credit Card application, and a team member will be in contact with you.

Do I have to be a full-time student to qualify for the Student Points Credit Card?

Any full or part-time student pursuing any post-secondary education and meeting the other qualifications listed above can apply to be a Pelican Student Points credit cardholder.

I'm not attending a four-year university. Can I still qualify for the Student Points Credit Card?

Of course! Any full or part-time student pursuing any post-secondary education and meeting the other qualifications listed above can apply to be a Pelican Student Points credit cardholder. This includes anyone enrolled in a university, college, community college, technical or vocational institute, online university, trade school, or adult education center.

¹Credit Card approval based on certain credit criteria and credit worthiness. Not everyone will qualify.

²You will earn five Pelican Points for every dollar spent on DoorDash, Uber, Lyft, Uber Eats, ASAP, concert tickets, entertainment/streaming services, gaming purchases, fast food restaurants, and coffee shops. Pelican does not have the ability to control how a retailer chooses to categorize their business and, therefore reserves the right to determine transaction eligibility. Pelican Points can be redeemed for gift cards, travel rebates, cash back, fuel, and prepaid cards. Credit card must be in good standing to receive bonus points. Points are void when the card is canceled and expire after 36 months. Offer valid only on Student Points Visa® Credit Cards. You can earn a maximum of 30,000 in a 1-month time period. See a Pelican representative for more Student Points Visa® details.

³Pelican will match any Pelican Points that post within the first 370 days of opening your Student Points Visa® Credit Card (limit of 10,000 points). Points match bonus will be earned, calculated, and posted to the account once the card has been open for 12 months from open date. Points matched by Pelican will be posted within two billing cycles after the account meets the qualifications. Points are void when the card is canceled and expire after 36 months. Offer valid only on Student Points Visa® Credit Cards. Point match up to 10,000 is included in the 30,000-point monthly maximum. See a Pelican representative for more Student Points Visa® details.