Here's How It Works

1

Shop

Earn 1 point for every dollar spent on products and services.

2

Earn More

Opt into our emails and app notifications for exclusive Pelican Points bonus offers.

3

Redeem

Easily cash in your points in MyPelican any time.


It All Adds Up

$15

1,500 points

$25

2,500 points

$35

3,500 points

$50

5,000 points

$75

7,500 points

$100

10,000 points

$150

15,000 points

$250

25,000 points

$350

29,500 points

$15 – 1,500 points

$25 – 2,500 points

$35 – 3,500 points

$50 – 5,000 points

$75 – 7,500 points

$100 – 10,000 points

$150 – 15,000 points

$250 – 25,000 points

$350 – 29,500 points




OUR MOST POWERFUL CARD

  • Credit limit up to $50,000
  • Low variable APR
  • Earn 1 point per dollar spent on all purchases
  • Bonus point offers
  • Earn extra bonus points with the Pelican Perks program!
  • FREE Pelican Points program with online point management
  • Access to FICO® scores quarterly for free2
  • Free enrollment in ID Navigator by NortonLifeLock
  • Access to Google, Samsung, or Apple Pay


  • "As a single user of my VISA card with a low budget, I take advantage of every offer for multiple points Pelican has available for me!"

    - Swantje, Pelican State CU Member
  • Special Offers 

  • Special Bonus Offer:

  • Spend $1,500 or more in the first 90 days and receive 15,000 bonus points!3

  • PLUS, open a NEW Pelican Points Visa now through December 31, 2024, and you can transfer
  • balances from your high-interest credit cards for 6.99% APR!*
  •  
  • Tune Into Rewards

  • From January 1 through March 31, Pelican Points cardholders can get TRIPLE points on
  • streaming, phone, cable, and utilities!**

 
Want to take a closer look? Click here to browse all the participating merchants we have to offer.



Pay with Points

Pelican Points Visa Credit Card

 

Purchase,
Get Notified,
and Redeem!

Now that you've earned your points, it's time to use them! Pay With Points is a redemption program where you can pay for a purchase with the points you've already earned! Just swipe, get notified, and redeem. A statement credit will then be applied back to your card. Set up your preferences now!




Fuel with Points

Use your rewards card at a station when fueling up, and you can redeem your points for rewards at the pump.

2,000 points = $.50 off per gallon, up to 20 gallons!

Insert/Tap

Insert/Tap

Use your rewards card at the beginning of your transaction at a participating gas station pump.

Redeem

Redeem

If you have enough points, the screen will prompt you to use your points.

Save

Save

Fuel up and save $0.50 off per gallon, up to 20 gallons.



Amplify Your Points

Cash back offers are tied directly to your Pelican Points card from the most popular NATIONAL brands, plus your favorite regional and local retailers too. Login to MyPelican and see how much you're saving in the Pelican Points portal.


Find Offers

Find Offers

Offers are tied to your participating card - browse all offers by signing into your account and selecting "View offers".

Swipe

Swipe

Simply use your Pelican Points card and sign for your purchase at participating merchants.

Earn Rewards

Earn

Earn cash back on your everyday purchases. Remember to check back often as participating merchants can change!


"I love the travel points reimbursement! Every year I go on vacation, and I know a good portion is covered with my travel points. It's super easy to submit and you get your money fast. Pelican Points is my only credit card and I love it!"

- Dillon, Pelican State CU Member

Get the most out of each purchase

Check out our Pelican Points Visa Hacks guide for ways to make your points work for you!







Introducing... 



Your credit card comes with perks

We're amping up your Pelican Points Credit Card! Earn major bonus points when you shop at these superstar local businesses. We're supporting our community and giving back to our members all at once. 


Learn More




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Ready to start earning points?



















1 Pelican State CU membership required. If you are not a Pelican member, you must be eligible to open a Primary Share account with Pelican to become one. The deposit to open a Primary Share account starts at a minimum of $10 ($5 to join + $5 minimum balance). Loan approval based on certain credit criteria and credit worthiness. Not everyone will qualify. Applicant will be charged $5 for any loan application that is denied, withdrawn, or expired. Points Visa® Credit Cards earn Pelican Points. Pledge and Prime Visa® Credit Cards do not earn reward points. You can earn a maximum of 15,000 points in a 1-month time period. Points expire after 36 months and are void when the card is canceled.
 
FICO is a registered trademark of the Fair Isaac Corporation in the United States and other countries. There is no guarantee that your credit score will improve with secured lines of credit.
 
3 Must spend $1,500 within 90 days of opening card to earn 15,000 bonus points. To qualify for bonus points, all transactions must post and settle within 95 days. Restrictions apply. See full Pelican Points Terms and Conditions
 
*Balance Transfers: Pelican State CU membership and Points or Prime credit card required. If you are not a Pelican member, you must be eligible to open a Primary Share account with Pelican to become one. The deposit to open a Primary Share account starts at a minimum of $10 ($5 to join + $5 minimum balance). Loan approval is based on certain credit criteria and credit worthiness. Not everyone will qualify. The applicant will be charged $5 for any loan application that is denied, withdrawn, or expired. APR = Annual Percentage Rate. You may not exceed your current credit limit with balance transfers. Promotional APR does not apply to Purchases and Cash Advances. There is no grace period for balance transfers. Finance charges will begin accruing the day the balance transfer posts to this account. The Average Daily Balance Method, as described in your agreement, is used to calculate your finance charge, subject to the interest rate for a balance transfer. Promotional rate of 5.99% for qualifying accounts only. The promotional rate of 5.99% will expire on the billing cycle close date of December 31, 2023. After December 31, 2023, the remaining balance transfer balance will be charged the regular balance transfer APR. Balance transfers cannot be used to pay any loan, line-of-credit, or credit card account maintained by Pelican State CU. Balance transfers are not eligible to earn reward points. Verification may be required. There is no minimum balance requirement. No balance transfer fee. Pelican reserves the right to decline any balance transfer request including duplicate balance transfer requests. Balance transfers are subject to your existing credit limit. No single balance can be greater than $20,000. Balance transfers cannot be used to pay any loan, line-of-credit, or credit card account presently maintained by Pelican State CU. Balance transfers are not eligible to earn reward points. Verification may be required.
 
**Pelican State CU membership and Pelican Points Credit Card or Variable Business Credit Card required. If you are not a Pelican member, you must be eligible to open a primary savings account or a primary business share account with Pelican to become one. The deposit to open a primary savings account starts at a minimum of $10 ($5 to join + $5 minimum balance) and the deposit to open a primary business share account starts at a minimum of $100. Only Pelican Points and Variable Rate Business Visa® Credit Cards earn points; Fixed Rate Business Visa® and Business Share Pledge Visa Credit Cards are not eligible for this special offer. Pledge and Prime Visas do not earn points. You will earn three Pelican Points for every dollar spent on streaming, phone, cable, and utility payments from January 1 – March 31, 2024. Pelican does not have the ability to control how a retailer chooses to categorize their business, therefore reserves the right to determine transaction eligibility. Bonus Points will post daily and members can receive up to 30,000 points monthly. Pelican Points can be redeemed for gift cards, travel rebates, cash back, fuel, and prepaid cards. Points are void when the card is canceled and expires after 36 months. See a Pelican representative for more Pelican Points details.