Here's How It Works
Earn 1 point for every dollar spent on products and services.
Opt into our emails and app notifications for exclusive Pelican Points bonus offers.
Easily cash in your points in MyPelican any time.
It All Adds Up
$15 – 1,500 points
$25 – 2,500 points
$35 – 3,500 points
$50 – 5,000 points
$75 – 7,500 points
$100 – 10,000 points
$150 – 15,000 points
$250 – 25,000 points
$350 – 29,500 points
OUR MOST POWERFUL CARD
- Credit limit up to $35,000
- Low variable APR
- Earn 1 point per dollar spent on all purchases
- Bonus point offers
- Earn extra bonus points with the Pelican Perks program!
- FREE Pelican Points program with online point management
- Access to FICO® scores quarterly for free2
- Free enrollment in ID Navigator by NortonLifeLock
- Access to Google, Samsung, or Apple Pay
- PLUS, open a NEW Pelican Points Visa now through December 31, 2023, and you can transfer
- balances from your high-interest credit cards for 5.99% APR!*
Special Bonus Offer:
Earn 25% or more back on your first $100 spent!3
Want to take a closer look? Click here to browse all the participating merchants we have to offer.
Pay with Points
Now that you've earned your points, it's time to use them! Pay With Points is a redemption program where you can pay for a purchase with the points you've already earned! Just swipe, get notified, and redeem. A statement credit will then be applied back to your card. Set up your preferences now!
Fuel with Points
Use your rewards card at a station when fueling up, and you can redeem your points for rewards at the pump.
2,000 points = $.50 off per gallon, up to 20 gallons!
Use your rewards card at the beginning of your transaction at a participating gas station pump.
If you have enough points, the screen will prompt you to use your points.
Fuel up and save $0.50 off per gallon, up to 20 gallons.
Amplify Your Points
Cash back offers are tied directly to your Pelican Points card from the most popular NATIONAL brands, plus your favorite regional and local retailers too. Login to MyPelican and see how much you're saving in the Pelican Points portal.
Offers are tied to your participating card - browse all offers by signing into your account and selecting "View offers".
Simply use your Pelican Points card and sign for your purchase at participating merchants.
Earn cash back on your everyday purchases. Remember to check back often as participating merchants can change!
Get the most out of each purchase
Check out our Pelican Points Visa Hacks guide for ways to make your points work for you!
Your credit card comes with perks
We're amping up your Pelican Points Credit Card! Earn major bonus points when you shop at these superstar local businesses. We're supporting our community and giving back to our members all at once.
1 Pelican State CU membership required. If you are not a Pelican member, you must be eligible to open a Primary Share account with Pelican to become one. The deposit to open a Primary Share account starts at a minimum of $10 ($5 to join + $5 minimum balance). Loan approval based on certain credit criteria and credit worthiness. Not everyone will qualify. Applicant will be charged $5 for any loan application that is denied, withdrawn, or expired. Points Visa® Credit Cards earn Pelican Points. Pledge and Prime Visa® Credit Cards do not earn reward points. You can earn a maximum of 15,000 points in a 1-month time period. Points expire after 36 months and are void when the card is canceled.
Pelican State CU membership and Pelican Points Credit Card required. Only Pelican Points and Business Visa® Credit Cards earn points; however, Business Visa® Credit Cards are not eligible for this special offer. Pledge and Prime Visas do not earn points. Offer only valid on Pelican Points cards from February 1 – March 31, 2023. Bonus points will post at the end of the promotional period. See a Pelican representative for more details.
2 FICO is a registered trademark of the Fair Isaac Corporation in the United States and other countries. There is no guarantee that your credit score will improve with secured lines of credit.
3 Must spend $100 within 30 days of opening card to earn 2,500 bonus. 2,500 bonus included in monthly maximum. Restrictions apply. See full Pelican Points Terms and Conditions(Opens in a new Window) for details.
*Balance Transfers: Pelican State CU membership and Points or Prime credit card required. If you are not a Pelican member, you must be eligible to open a Primary Share account with Pelican to become one. The deposit to open a Primary Share account starts at a minimum of $10 ($5 to join + $5 minimum balance). Loan approval is based on certain credit criteria and credit worthiness. Not everyone will qualify. The applicant will be charged $5 for any loan application that is denied, withdrawn, or expired. APR = Annual Percentage Rate. You may not exceed your current credit limit with balance transfers. Promotional APR does not apply to Purchases and Cash Advances. There is no grace period for balance transfers. Finance charges will begin accruing the day the balance transfer posts to this account. The Average Daily Balance Method, as described in your agreement, is used to calculate your finance charge, subject to the interest rate for a balance transfer. Promotional rate of 5.99% for qualifying accounts only. The promotional rate of 5.99% will expire on the billing cycle close date of December 31, 2023. After December 31, 2023, the remaining balance transfer balance will be charged the regular balance transfer APR. Balance transfers cannot be used to pay any loan, line-of-credit, or credit card account maintained by Pelican State CU. Balance transfers are not eligible to earn reward points. Verification may be required. There is no minimum balance requirement. No balance transfer fee. Pelican reserves the right to decline any balance transfer request including duplicate balance transfer requests. Balance transfers are subject to your existing credit limit. No single balance can be greater than $20,000. Balance transfers cannot be used to pay any loan, line-of-credit, or credit card account presently maintained by Pelican State CU. Balance transfers are not eligible to earn reward points. Verification may be required.