Change up your checking with the free account that rewards you — enjoy really high dividends and unlimited refunds on ATM fees, nationwide*.
Kasasa Cash® sounds funny. But this isn't monopoly money. Earn cold, hard cash on 4.01% APY*. And you don't have to break the bank just to get started. Open a Kasasa Cash account today with whatever you've got in your pocket. We'll even reimburse all your ATM fees*, not just in Baton Rouge or Louisiana, but nationwide. It's a matter of principle over profit. So you can have free checking that's, you know...free.
- 4.01% APY* on balances up to $7,500
- 4.01% to 0.74% APY on balances over $7,500, depending on balance in account*
- 0.05% APY* if qualifications aren't met
- Unlimited refunds on your ATM fees, nationwide*
- No monthly service fee
- No minimum balance required to earn rewards
- Ability to personalize your card with Create A Card
- FREE online banking and bill pay
- FREE eStatements
- FREE Visa® debit card
- Plus, link to Kasasa Saver® for free automatic savings!
Qualifying is Easy!
Why offer earnings on top of already free checking? Because at Pelican State CU, we truly care about our members. Not only is qualifying for Kasasa Cash easy, it makes your life easier. To earn your rewards, complete these simple tasks in your Kasasa Cash account during each monthly qualification cycle:
- Be enrolled and receive FREE eStatements
- Be enrolled and log into online or mobile banking
- Have at least 15 debit card purchases post and settle
- Have at least 1 direct deposit, online bill payment, or automatic payment (ACH) post and settle
That's it! Best of all, there's no penalty if you come up short. In fact, you still earn dividends. So join today to open an account online, and let Pelican State Credit Union put your money to work.
*APY = Annual Percentage Yield. APYs accurate as of 10/02/2018. Rates may change after account is opened. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) ATM fees (up to $4.99 per single transaction) incurred during qualification cycle will be reimbursed and credited to account by the second business day following the end on the last day of the statement cycle; (2) balances up to $7,500 receive APY up to 4.01%; and (3) balances over $7,500 earn 0.50% dividends on the portion of the balance over $7,500, resulting in an APY range up to 4.01% - 0.74% APY depending on the balance maintained, assuming a maximum $100,000 in 2nd tier. If qualifications are not met on Kasasa Cash, all balances earn 0.05% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count toward qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. ATM receipt must be presented for reimbursement of ATM fees of $5.00 or higher within 30 days after the statement cycle where the reimbursement was applicable in order to receive a refund. The advertised Kasasa Cash APY is based on compounding dividends. If member has a Kasasa Saver account, dividends earned on Kasasa Cash balances are automatically transferred to Kasasa Saver each statement cycle and do not compound. Actual dividends paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. Transfers between accounts do not count as qualifying transactions. Pelican reserves the right to restrict the number of Kasasa accounts per member.