Skip to content

Financial success is within your reach with checking that provides you free credit counseling and services that make money management easy.

Did you know that most financial institutions will not allow you to open a checking account if you had credit or account issues in the past? Pelican knows that bad things happen to good people and that's why we developed a checking account that gives our members a second chance. No matter what your credit score is, you are guaranteed approval with Horizon Checking account.


To request to move to a free checking account, members must do the following:

  • Keep your Horizon checking account active and managed acceptably for 6 months
  • Pay the fee of $10 for 6 consecutive months

Speak with a Pelican Representative for tips on acceptably managing your account.  We’re here to help!

*Pelican State CU membership eligibility and membership is required to open a Horizon checking account. If you are not a Pelican State CU member, you must be eligible to open a primary savings account with Pelican State CU to become a member. The deposit to open a primary savings account and become a member starts at $10 ($5 to join + $5 minimum balance). Anyone who has caused the credit union a loss in the past may not qualify for a Horizon checking account. Speak to a Pelican representative for more details.