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Make Christmas that much merrier with the help of a savings account that lets you set aside cash throughout the year — and earn dividends!

Stay out of the red, while enjoying a little extra green this holiday season. Christmas Club funds are paid out the first week of November — leaving you with plenty of time to shop, wrap, and swap. So Santa isn't left sweating it out in the winter cold. And since we're in the giving spirit, there's no minimum balance to earn dividends and no minimum deposit.


  • Dividend rates far above national average
  • Earn dividends on entire balance
  • No monthly service fee
  • Save little by little throughout year
  • Funds disbursed first week of November, just in time for holidays
  • Or choose to keep funds in Christmas Club for next year
  • Penalty on earnings for early withdrawal*
  • Set up automatic transfers to help save
  • No minimum balance requirement
  • No minimum deposit to open

Check out our current rates to learn more!

*Dividends are forfeited if account is closed prior to payment. At least $10.00 must be available in the account at maturity to receive paper check by mail. If you wish to access the funds in your Christmas Club accounts, at any other time, we may impose a fee.