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Turn your home’s equity into an affordable line of revolving credit that is simple to use — apply once and make withdraws as needed!1

Your home is built on a strong foundation. A home equity line of credit (HELOC) is built on a strong working relationship between Pelican State Credit Union and you. Not only do you get low rates, you get an open end line of credit. That's less paper to push and more personal discretion. You control how much to spend and when. Unless, of course, your spouse has some say in it.

  • Great low rates
  • Only pay interest on what you use
  • Interest may be tax deductible2
  • Use funds for any purpose
  • Re-access as needed without re-applying
  • Loans range from $25,000 - $250,000
  • Local decision-making
  • Personal service
  • Talk to a community-driven credit union

1The maximum amount you can borrow with any Home Equity Loan or HELOC is 100% of your home's appraised value. Home Equity Loans and HELOCs are available on your primary residence only. Loans subject to credit approval. Rates and terms are subject to change without notice. Other restrictions apply. Your specific rate and term will be dependent upon your credit rating, collateral value, amount financed, lien position, and other factors. Hazard insurance and flood insurance may be required, if applicable. A processing fee of $75 will be due at closing. Borrower will be responsible for certain closing costs which may include title insurance, appraisal fee, and survey costs. Consult a tax advisor regarding the deductibility of interest and charges under the plan. NMLS #635443

2Consult a tax professional.