- Great low rates
- Local decision-making
- Several loan options and terms
- Fixed-rate loans — multiple terms available
- Adjustable Rate Mortgage (ARM) loans
- First-time homebuyer specials
- Federal Housing Administration loans available
- Insured by the FHA
- Lenient credit requirements
- Seller contributions now available*
- Personal service
Private Mortgage Insurance
When it comes to your home and family, you can never be too careful. Private Mortgage Insurance (PMI) is required of all first mortgage loans with less than 15% down payment. Homeowners must have proof of homeowners insurance.
Title Insurance is required for mortgages greater than $75,000. There's no better investment than a home that's safe and secure — both physically and financially.
Trustage® Home Insurance Program
Designed for credit union members like you, the TruStage Home Insurance Program provides top quality protection for your home that is designed to be affordable. This valuable coverage can help you protect your family's home and personal belongings. You'll also have access to outstanding online and 24/7 claim services.**
Get your free quote today by visiting the TruStage website or call 1-855-483-2149.
All Pelican State Credit Union mortgages comply with federal and state regulations.
*Membership required. This information is not an offer to extend consumer credit. Rates and terms are subject to change without notice. Product is offered through our partner, CU Members Mortgage. Applications will be processed using FHA guidelines. Some restrictions apply. See representative for details.
**TruStage® Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.