Louisiana Rural Development (USDA) Loans | Pelican State Credit Union

Avoid the stress of city and suburban life with 100% financing on a rural home — there’s no down payment or max on how much you can borrow.

Pelican State Credit Union partners with the US Department of Agriculture to help make your new rural home a reality. Stay where you're comfortable — and stay away from the hustle and bustle — but upgrade your living conditions to suit your convenience. There's no down payment or maximum loan amount when you apply for a federally backed rural development Loan.

Benefits

No down payment
100% financing
No maximum loan amount
Guarantee fee may be tax deductible*
New and existing homes eligible
Home must be located in designated rural area
Borrower must be within household income limits

Rural Development is an agency of the U.S. Department of Agriculture. USDA is an equal opportunity provider, employer and lender. Visit the USDA website to find out if a property is eligible, calculate adjusted household income and compare it to current income limits.

Apply Now

*Consult a tax advisor.

Account Login

Avoid the stress of city and suburban life with 100% financing on a rural home — there’s no down payment or max on how much you can borrow.

Featured Rates

Kasasa Cash