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Rates

Share Certificates Learn More

Term Dividend Rate APY
6 Months 1.30% 1.31%
12 Months 2.00% 2.02%
24 Months 2.10% 2.12%
36 Months 2.45% 2.48%
48 Months 2.65% 2.68%
60 Months 2.75% 2.79%

Minimum opening balance $500.00. There could be a penalty imposed for early withdrawal. Rates may change after account is opened.

Share Certificates (Jumbo) Learn More

Term Dividend Rate APY
6 Months 1.30% 1.31%
12 Months 2.00% 2.02%
24 Months 2.10% 2.12%
36 Months 2.45% 2.48%
48 Months 2.65% 2.68%
60 Months 2.75% 2.79%

Minimum opening balance $10,000.00. There could be a penalty imposed for early withdrawal. Rates may change after account is opened.

Kasasa Cash* Learn More

Balance APY
On balances up to $7,500.00 5.01%
On balances over $7,500.00 5.01% to 0.81%
All balances if qualifications not met 0.05%

Kasasa Cash Qualifications — Complete the following transactions and activities each monthly qualification cycle: Be enrolled and receive FREE eStatement notice, be enrolled and log into online or mobile banking, have at least 15 check card purchases post and settle, and have at least 1 direct deposit, online bill payment, or automatic payment (ACH) post and settle. Rates may change after account is opened.

Kasasa Saver* Learn More

Balance Dividend Rate APY
On balances up to $50,000 1.01% 1.01%
On balances over $50,000 0.50% 1.01% to 0.67%
All balances if qualifications not met 0.05% 0.05%

Kasasa Saver Qualifications — Complete the following transactions and activities each monthly qualification cycle in Kasasa Cash: Be enrolled and receive FREE eStatement notice, be enrolled and log into online or mobile banking, have at least 15 check card purchases post and settle, and have at least 1 direct deposit, online bill payment, or automatic payment (ACH) post and settle. Rates may change after account is opened.

Individual Retirement Accounts (IRAs) Learn More

Term Dividend Rate APY
6 Months 1.30% 1.31%
12 Months 2.00% 2.02%
24 Months 2.10% 2.12%
36 Months 2.45% 2.48%
48 Months 2.65% 2.68%
60 Months 2.75% 2.79%

Minimum opening balance $1,000.00. There could be a penalty imposed for early withdrawal. Rates may change after account is opened.

Individual Retirement Accounts (IRAs) (Jumbo) Learn More

Term Dividend Rate APY
6 Months 1.30% 1.31%
12 Months 2.00% 2.02%
24 Months 2.10% 2.12%
36 Months 2.45% 2.48%
48 Months 2.65% 2.68%
60 Months 2.75% 2.79%

Minimum opening balance $10,000.00. There could be a penalty imposed for early withdrawal. Rates may change after account is opened.

Regular Shares Learn More

Terms Dividend Rate APY
$100.01 - $5,000.00 0.75% 0.75%
$5,000.01 - $10,000.00  0.75% 0.75%
$10,000.01 - $20,000.00  0.75% 0.75%
$20,000.01 - $50,000.00  0.90% 0.90%
$50,000.01 - $100,000.00  0.90% 0.90%
$100,000.01 & Above  0.90% 0.90% 

Rates may change after account is opened.

Savings

Account Dividend Rate APY
Freedom Shares 0.25% 0.25%
Christmas Club 0.25% 0.25%
Vacation Club 0.25% 0.25%
Team Pelican 0.75% 0.75%
IRA Share 0.89% 0.89%

Rates may change after account is opened.

Business Shares Learn More

Terms Dividend Rate APY
$100.00 - $1,000.00 0.15% 0.15%
$1,000.01 - $10,000.00 0.20% 0.20%
$10,000.01 - $50,000.00 0.25% 0.25%
$50,000.01 & Above 0.30% 0.30%

Rates may change after account is opened.

Consumer Loans

Consumer Loan Type Terms Month Payment Per $1,000 Borrowed (Maximum Term) Annual Percentage Rates As Low As+
New/Used Auto and Motorcycle 0 - 84 Months $13.21 2.99%
Other Secured 24 - 144 Months $8.78 4.04%
Personal/Signature 0 - 72 Months $19.54 8.99%
K-12 Tuition 0 - 12 Months $18.81 6.99%

+Rates shown above are the lowest offered by Pelican State Credit Union for the advertised product. Loan approval is based on certain credit criteria and credit worthiness. Not everyone will qualify for rate advertised. Loan rate and term are determined by credit worthiness, collateral, and loan to value. Not all applicants may be approved. Rates may change after account is opened.
++ Up to 125% Loan to Value