An account worth celebrating—with up to 4.25% APY and unlimited ATM refunds,* the only thing missing is confetti!

Kasasa Cash® sounds funny. But this isn't monopoly money. Earn cold, hard cash on 4.25% APY*. And you don't have to break the bank just to get started. We'll even reimburse all your ATM fees*, not just in Baton Rouge or Louisiana, but nationwide. It's a matter of principle over profit. So you can have free checking that's, you know...free.

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  • Earn 4.25% APY* on balances up to $7,500
  • Earn 0.50% APY* on the portion of your balance above $7,500
  • If qualifications aren’t met, you’ll earn 0.05% APY*
  • Unlimited refunds on your ATM fees, nationwide*
  • No monthly service fee
  • No minimum balance required to earn rewards
  • FREE online banking and bill pay
  • FREE eStatements
  • FREE Visa® debit card
  • Plus, link to Kasasa Saver® for free automatic savings!

Qualifying is Easy!

Why offer earnings on top of already free checking? Because at Pelican State CU, we truly care about our members. Not only is qualifying for Kasasa Cash easy, it makes your life easier. To earn your rewards, complete the simple tasks below in your Kasasa Cash account during each monthly qualification cycle:

  • Be enrolled and receive FREE eStatements
  • Be enrolled and log into online or mobile banking
  • Have at least 15 debit card purchases post and settle
  • Have at least 1 direct deposit, online bill payment, or automatic payment (ACH) post and settle

That's it! Best of all, there's no penalty if you come up short. In fact, you still earn dividends. So join today to open an account online, and let Pelican State Credit Union put your money to work.

Click here to learn more about monthly qualification cycles and to see the date range for each cycle.

Open in Minutes

*Pelican State CU membership is required to open a Kasasa Cash rewards checking account. If you are not a Pelican member, you must be eligible to open a primary savings account with Pelican to become one. The deposit to open a primary savings account starts at a minimum of $10 ($5 to join + $5 minimum balance). A minimum deposit of $25 is required to open Kasasa Cash account. APY = Annual Percentage Yield. APYs accurate as of 4/1/2020. Rates and rewards may change after account is opened. This account is a tiered rate account. When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, average daily balances up to and including $7,500 in your Kasasa Cash (tier 1) account earn a dividend rate of 4.17% resulting in an APY of 4.25%; and average daily balances over $7,500 (tier 2) earn a dividend rate of 0.50% on the portion of the average daily balance over $7,500, resulting in a range from 4.25% to 0.76% APY depending on the account's average daily balance. When your Kasasa Cash qualifications are not met, the dividend rate earned on the account's entire average daily balance will be 0.05% resulting in an annual percentage yield of 0.05% and ATM withdrawal fees are not refunded. APY calculations are based on an assumed balance of $7,500 (tier 1) + $100,000 (tier 2) in your Kasasa Cash account and an assumed statement cycle of thirty-one (31) days. The minimum service requirements include: (1) making 15 debit card point-of-sale purchases (ATM transactions and transfers between accounts do not qualify) that are cleared and posted to your account during the qualification period; (2) having direct deposit, ACH debit or credit, or Bill Pay transaction posted to your Kasasa Cash account; (3) accessing online or mobile banking once during qualification period; and (4) receiving your monthly statement electronically. Transactions may take 1 or more banking days from the date transaction was made to post to and settle account. The qualification period is defined as a period beginning on the last day of the prior calendar month and ending on the next-to-last day of the calendar month. ATM receipt must be presented for reimbursement of ATM fees of $5.00 or higher within 30 days after the statement cycle where the reimbursement was applicable in order to receive a refund. The advertised Kasasa Cash APY is based on compounding dividends. If member has a Kasasa Saver account, dividends earned on Kasasa Cash balances are automatically transferred to Kasasa Saver each statement cycle and do not compound. Actual dividends paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. Not everyone will qualify to open a Kasasa Cash rewards checking account. Pelican reserves the right to limit the number of accounts allowed per member, joint or individually. Federally insured by NCUA. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.

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