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Introduce your teen to the world of money management—with a little parental guidance, of course!

Whether they’re on a school trip, hanging out with friends, or going to the big game on Friday night, teens need quick and easy access to their money. Give them some independence and give yourself some peace of mind with a Teen Checking account!

How Does it Work?

It’s easy. Team Pelican members ages 13-17 can add any Pelican checking account and card to their Team Pelican Youth Savings account! When tied with a Team Pelican account, that checking account becomes a Teen Checking Account.


Team Pelican Youth Savings Account
+ Pelican Checking Account = Teen Checking


Apply in Minutes!*

Open one of our checking accounts in conjunction with a Team Pelican Youth Savings account. Don’t already have one? Applying is easy!

I already have a team pelican account

I don't have a team pelican account


Is it Safe?

Absolutely. We have all the features you need to safely and securely manage your teen’s account:

  • Real-time Account Monitoring – Get text alerts every time your teen’s card is used, then check the PelicanMobile app for even more transaction details.
  • Purchase Limits – Money in the palm of your hand is tempting, especially for teens. The purchase limit on teen debit cards is set to $250/day, and the ATM limit is set to $105/day.
  • Card Controls – Teens tend to lose things. If your teen loses their card, you can disable it with the tap of your finger in the PelicanMobile app. And when they find it in between the couch cushion, you can turn it right back on again.

We know letting go can be hard for parents! That’s why we’ve put together a list of tips and best practices for you and your teen so you can successfully manage the account together.

Teen Checking Best Practices


The Best Part?

You’ll be giving your teen a good head start on keeping up with their finances. The earlier they can learn good money management, the better equipped they’ll be once they reach adulthood.

In addition to the hands-on learning your teen will get with their own debit card, Pelican also offers free financial counseling to all members.

Our Nationally Certified Credit Counselors teach financial wellness to members all across the state and equip them with the tools to make better, more financially sound decisions.

Click here for more information on FREE credit counseling!


Additional Features

Mobile Pay: Use Apple Pay, Samsung Pay, or Google Pay and make simple, contactless payments. Shopping has never been better!

Instant Issue: Don’t feel like waiting for a card to come in the mail? Get one printed instantly at a branch near you—completely free.

Transfer between Accounts: Move money easily from account to account, or even to other members’ accounts. Click here to learn how.


Apply in Minutes!

Open one of our checking accounts in conjunction with a Team Pelican Youth Savings account. Don’t already have one? Applying is easy!

I already have a team pelican account

I don't have a team pelican account


Some Fine Print: 

  • Parents must be listed as the joint account holder on the account and both names will be listed on the teen’s card.
  • Overdraft Privilege will automatically be turned off and is not permitted on these cards/accounts; an overdraft link to a line of credit, credit card, or savings account is permitted at the parent/guardian’s request.
  • Teens will be asked to provide a photo ID if they have one.
  • The teen MUST sign the membership application in order to be issued a card.

*Pelican State CU membership and Team Pelican Youth Savings account required to open a checking account for a minor. If you are not a Pelican member, you must be eligible to open a primary savings account with Pelican to become one. The deposit to open a primary savings account starts at a minimum of $10 ($5 to join + $5 minimum balance). A minimum deposit of $25 is required to open Kasasa Cash or Kasasa Cash Back account. Must be 13-17 years of age to qualify. The purchase limit on teen debit cards is set to $250/day, and the ATM limit is set to $105/day. Parent/guardian must be listed as the joint account holder on the account and both names will be listed on the teen’s card. Overdraft Privilege will automatically be turned off and is not permitted on these cards/accounts; an overdraft link to a line of credit, credit card, or savings account is permitted at the parent/guardian’s request. Teens will be asked to provide a photo ID if they have one. The teen MUST sign the membership application in order to be issued a card. Not everyone will qualify. Pelican reserves the right to limit the number of accounts allowed per member, joint or individually.